Boxing Day (December 26) is Canada’s largest single-day retail event. Stores and online retailers run deep clearance sales on electronics, clothing, appliances, and holiday merchandise. Using the right credit card adds 1–5% back on top of already-reduced prices.
Best Credit Cards for Boxing Day 2026
| Card | Annual Fee | Best Earn Rate | Best For |
|---|---|---|---|
| Amex SimplyCash Preferred | $119.88/yr | 2% everywhere | Any Boxing Day purchase, no category needed |
| BMO CashBack World Elite | $120 | 5% grocery; 1% everywhere | Grocery gift cards; Costco-eligible Mastercard |
| Tangerine Money-Back Mastercard | $0 | 2% in chosen categories | No-fee option for non-grocery Boxing Day |
| TD Aeroplan Visa Infinite | $139 | Aeroplan on all spending | Post-holiday travel planning |
Where Canadians Shop on Boxing Day
Hudson’s Bay
HBC runs major Boxing Day clearance events — clothing, home goods, cookware. Amex, Visa, and Mastercard accepted. The Amex SimplyCash Preferred (2% everywhere) is excellent here since there’s no category-specific premium.
Best Buy Canada
Electronics and appliances — Boxing Day is one of the biggest days for TV and laptop deals. Visa, Mastercard, and Amex accepted. Purchase protection is valuable for electronics — check that your card covers items for 90+ days.
Sport Chek / Canadian Tire
Sporting goods, outdoor gear, and Canadian Tire products. Mastercard and Visa widely accepted. The Canadian Tire Triangle Mastercard earns CT Money on Canadian Tire purchases.
Costco Canada (December 26)
Costco is open on Boxing Day in most provinces (verify your local store). Mastercard only — bring a BMO CashBack World Elite or PC Financial Mastercard.
Online: Amazon.ca, Wayfair, Indigo
Online Boxing Day deals run December 26 onward. For online shopping, card network doesn’t matter — use whichever card earns the most cash back or points.
Boxing Day Strategy by Spend Category
| What You’re Buying | Best Card |
|---|---|
| Electronics (TV, laptop, camera) | Amex SimplyCash Preferred (2%) + purchase protection |
| Clothing and home goods | Amex SimplyCash Preferred (2%) |
| Groceries and household staples | BMO CashBack World Elite (5% grocery) |
| At Costco | Any Mastercard — BMO CashBack (1% base) or PC Financial (1%) |
| Travel (booking holiday travel with Boxing Day credits) | Any Aeroplan or Scene+ card |
Boxing Week vs. Boxing Day
In Canada, “Boxing Day sales” often extend through “Boxing Week” (December 26–January 1). Online retailers commonly run the full week of discounts. The same card strategy applies throughout — use your highest-earning card for each purchase category.
Purchase Protection Reminder
Boxing Day purchases made on Visa Infinite, World Elite Mastercard, or Amex premium cards are covered by purchase protection for 90–120 days. Electronics and appliances purchased on Boxing Day are covered through March–April — well past the typical return window. File a claim with your card’s insurer if anything fails or is damaged.
Related Articles
- Best Credit Cards for Black Friday Canada
- Best Credit Cards for Holiday Shopping
- Best Cash Back Credit Cards in Canada
- Canadian Tire Triangle Mastercard Review
Details current as of June 2026. Boxing Day promotions change annually. See our Advertiser Disclosure.