Tell us what you spend each month and how you’ll use your points. We rank cards by dollars back a year after the annual fee, for your spending. The boxes start at a typical Canadian household’s card spending (Statistics Canada); change any of them and the ranking updates as you type. If you came from the homepage, your numbers are already filled in.
Your spending, ranked
The finder ranks the cards of every issuer CardNorth reviews, each checked against the issuer's own pages.
Ranked by dollars back a year after fees, for your spending. Welcome offers, benefits and promoted cards never change the order.
- 1
MBNA Rewards World Elite Mastercard
$904a year after fees- 102,427 points a year at 1¢ (any travel or portal)
- Fees $120
- 2.63% back on spending
Welcome offerUp to 30,000 MBNA Rewards points (outside Quebec).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 2
SimplyCash Preferred Card from American Express
$882a year after fees- $1,001 cash back a year
- Fees $120
- 2.57% back on spending
Welcome offer10% bonus cash back on up to $2,000 of purchases in the first 3 months (up to $200), plus a $50 statement credit for a purchase in month 13.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 3
Scotiabank Gold American Express Card
$841a year after fees- 96,103 points a year at 1¢ (any travel or portal)
- Fees $120
- 2.47% back on spending
Welcome offerUp to 65,000 bonus Scene+ points (40,000 after $2,000 in 3 months, 25,000 more after $7,500 in 12 months).Ends Jan 3, 2027. Not part of the ranking; confirm on the issuer’s site.
- 4
Neo World Elite Mastercard Gas & Grocery
$741a year after fees- $890 cash back a year
- Fees $149
- 2.29% back on spending
- 5
American Express Cobalt Card
$726a year after fees- 91,804 points a year at 1¢ (any travel or portal)
- Fees $192
- 2.36% back on spending
Welcome offerUp to 15,000 Membership Rewards points in the first year (1,250 points for each monthly billing period with $750 in net purchases).No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 6
National Bank World Elite Mastercard
$706a year after fees- 85,609 points a year at 1¢ (any travel or portal)
- Fees $150
- 2.20% back on spending
Welcome offerUp to 35,000 À la carte Rewards points.Ends Mar 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 7
CIBC Dividend Visa Infinite Card
$678a year after fees- $798 cash back a year
- Fees $120
- 2.05% back on spending
Welcome offer10% cash back on your first $2,000 in 4 statements (up to $200), $50 for a recurring payment, and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 8
Meridian Visa Infinite Cash Back Card
$669a year after fees- 76,779 points a year at 1¢ (any travel or portal)
- Fees $99
- 1.97% back on spending
Welcome offerNo annual fee for the first year, for the primary card and additional cards.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 9
Scotia Momentum Visa Infinite+ Card
$655a year after fees- $775 cash back a year
- Fees $120
- 1.99% back on spending
Welcome offer10% cash back on your first $2,000 in purchases in 3 months (up to $200), a 0% balance transfer rate for 12 months (2% fee), and no annual fee in the first year, including additional cards.Ends Apr 30, 2027. Not part of the ranking; confirm on the issuer’s site.
- 10
Desjardins Cash Back World Elite Mastercard
$637a year after fees- $737 cash back a year
- Fees $100
- 1.89% back on spending
- 11
Neo World Elite Mastercard Everywhere
$630a year after fees- $779 cash back a year
- Fees $149
- 2.00% back on spending
- 12
BMO VIPorter World Elite Mastercard
$590a year after fees- 52,603 points a year at 1.50¢ (its lowest stated rate)
- Fees $199
- 2.03% back on spending
Welcome offerUp to 70,000 VIPorter points, a companion pass, $1,000 in Qualifying Spend and a first-year annual fee rebate.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 13
BMO CashBack World Elite Mastercard
$588a year after fees- $727 cash back a year
- Fees $139
- 1.87% back on spending
Welcome offer$40 cash back in each of your first 12 billing cycles when you spend $2,000 in the cycle (up to $480), and the $139 annual fee rebated in the first year.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 14
Rogers Red World Elite Mastercard
$584a year after fees- $584 cash back a year
- Fees $0
- 1.50% back on spending
- 15
RBC Cash Back Preferred World Elite Mastercard
$582a year after fees- $702 cash back a year
- Fees $120
- 1.80% back on spending
Welcome offer15% extra cash back on your first $2,000 in spend for 3 months (up to $300).Ends Mar 1, 2027. Not part of the ranking; confirm on the issuer’s site.
- 16
SimplyCash Card from American Express
$570a year after fees- $570 cash back a year
- Fees $0
- 1.46% back on spending
Welcome offerBonus 5% cash back on your first $2,000 in purchases in the first 3 months (up to $100), on top of the regular rates.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 17
Triangle World Elite Mastercard
$561a year after fees- $561 in CT Money a year
- Fees $0
- 1.44% back on spending
Welcome offer$150 in CT Money for an eligible purchase at the Canadian Tire family of stores within 30 days of approval, plus 25 cents a litre total in CT Money at Petro-Canada for 60 days (up to 350 litres); apply online by December 31, 2026; not for BC residents.Ends Dec 31, 2026. Not part of the ranking; confirm on the issuer’s site.
- 18
ATB World Elite Mastercard
$557a year after fees- 135,494 points a year at 0.50¢ (any travel or portal)
- Fees $120
- 1.74% back on spending
Welcome offer40,000 ATB My Rewards points ($200 value) on your first purchase, and no annual fee for the first year.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 19
TD Cash Back Visa Infinite Card
$553a year after fees- $692 cash back a year
- Fees $139
- 1.78% back on spending
Welcome offer10% cash back on your first $3,500 of grocery, gas and EV charging, transit, recurring bill and streaming purchases in 3 months (up to $350), and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 20
Scotiabank American Express Card
$549a year after fees- 54,866 points a year at 1¢ (any travel or portal)
- Fees $0
- 1.41% back on spending
Welcome offerUp to 5,000 bonus Scene+ points.Ends Jul 1, 2027. Not part of the ranking; confirm on the issuer’s site.
- 21
Scotiabank American Express Card (for students)
$549a year after fees- 54,866 points a year at 1¢ (any travel or portal)
- Fees $0
- 1.41% back on spending
Welcome offerUp to 5,000 bonus Scene+ points.Ends Jul 1, 2027. Not part of the ranking; confirm on the issuer’s site.
- 22
MBNA Rewards Platinum Plus Mastercard
$548a year after fees- 54,808 points a year at 1¢ (any travel or portal)
- Fees $0
- 1.41% back on spending
Welcome offerUp to 10,000 bonus MBNA Rewards points, plus 4 points per $1 on the bonus categories for the first 90 days.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 23
Desjardins Odyssey World Elite Mastercard
$546a year after fees- $676 in BONUSDOLLARS a year
- Fees $130
- 1.74% back on spending
- 24
TD First Class Travel Visa Infinite Card
$542a year after fees- 136,108 points a year at 0.50¢ (any travel or portal)
- Fees $139
- 1.75% back on spending
Welcome offerUp to 160,000 TD Rewards Points and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 25
Wealthsimple Visa Infinite + Credit Card
$539a year after fees- $779 cash back a year
- Fees $240
- 2.00% back on spending
Welcome offer5% total cash back for 35 days on up to $10,000 (new Wealthsimple clients, by invitation).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 26
Wealthsimple Visa Infinite Privilege Credit Card
$539a year after fees- $779 cash back a year
- Fees $240
- 2.00% back on spending
Welcome offer5% total cash back for 35 days on up to $10,000 (new Wealthsimple clients, by invitation).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 27
CIBC Aeroplan Visa Infinite Card
$529a year after fees- 44,504 points a year at 1.50¢ (any travel or portal)
- Fees $139
- 1.71% back on spending
Welcome offerUp to 50,000 Aeroplan points and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 28
TD Aeroplan Visa Infinite Card
$529a year after fees- 44,504 points a year at 1.50¢ (any travel or portal)
- Fees $139
- 1.71% back on spending
Welcome offerUp to 50,000 Aeroplan points and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 29
CIBC Dividend Platinum Visa Card
$520a year after fees- $619 cash back a year
- Fees $99
- 1.59% back on spending
Welcome offer10% cash back on your first $2,000 in 4 statements (up to $200), $50 for a recurring payment, and a first-year annual fee rebate.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 30
Scotia Momentum Visa Card
$503a year after fees- $552 cash back a year
- Fees $49
- 1.42% back on spending
Welcome offer0.99% introductory rate for 9 months on balance transfers (2% fee).Ends Jan 3, 2027. Not part of the ranking; confirm on the issuer’s site.
- 31
Scotia Momentum Visa Card (for students)
$503a year after fees- $552 cash back a year
- Fees $49
- 1.42% back on spending
Welcome offer0.99% introductory rate for 9 months on balance transfers (2% fee).Ends Jan 3, 2027. Not part of the ranking; confirm on the issuer’s site.
- 32
WestJet RBC World Elite Mastercard
$503a year after fees- 64,200 points a year at 1¢ (any travel or portal)
- Fees $139
- 1.65% back on spending
Welcome offerUp to 70,000 WestJet points.Ends Nov 18, 2026. Not part of the ranking; confirm on the issuer’s site.
- 33
American Express Aeroplan Card
$492a year after fees- 40,812 points a year at 1.50¢ (any travel or portal)
- Fees $120
- 1.57% back on spending
Welcome offerUp to 45,000 Aeroplan points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 34
- 35
Meridian Visa Infinite Travel Rewards Card
$485a year after fees- 58,403 points a year at 1¢ (any travel or portal)
- Fees $99
- 1.50% back on spending
Welcome offerNo annual fee for the first year, for the primary card and additional cards.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 36
BMO eclipse Visa Infinite Card
$480a year after fees- 90,007 points a year at 0.67¢ (any travel or portal)
- Fees $120
- 1.54% back on spending
Welcome offerUp to 70,000 BMO Rewards points, $20 a month in streaming credits for the first year, and no annual fee in the first year.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 37
Desjardins Odyssey Visa Infinite Privilege
$480a year after fees- $875 in BONUSDOLLARS a year
- Fees $395
- 2.25% back on spending
- 38
Simplii Financial Cash Back Visa Card
$476a year after fees- $476 cash back a year
- Fees $0
- 1.22% back on spending
Welcome offer8% cash back (an extra 4%) on restaurant, bar and coffee shop purchases for your first 3 statements, on up to $1,000 of that spending (up to $40 extra).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 39
National Bank World Mastercard
$447a year after fees- 56,169 points a year at 1¢ (any travel or portal)
- Fees $115
- 1.44% back on spending
- 40
CIBC Aeroplan Visa Card
$445a year after fees- 29,670 points a year at 1.50¢ (any travel or portal)
- Fees $0
- 1.14% back on spending
Welcome offerUp to 10,000 Aeroplan points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 41
CIBC Aeroplan Visa Card for Students
$445a year after fees- 29,670 points a year at 1.50¢ (any travel or portal)
- Fees $0
- 1.14% back on spending
Welcome offerUp to 10,000 Aeroplan points.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 42
TD Platinum Travel Visa Card
$421a year after fees- 102,081 points a year at 0.50¢ (any travel or portal)
- Fees $89
- 1.31% back on spending
Welcome offerUp to 50,000 TD Rewards Points and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 43
National Bank ECHO Cashback Mastercard
$415a year after fees- $445 cash back a year
- Fees $30
- 1.14% back on spending
- 44
MBNA Smart Cash World Mastercard
$410a year after fees- $449 cash back a year
- Fees $39
- 1.15% back on spending
Welcome offer5% cash back on gas and groceries for the first 6 months (first $500 a month combined).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 45
Neo World Elite Mastercard Shop & Dine
$403a year after fees- $552 cash back a year
- Fees $149
- 1.42% back on spending
- 46
PC Financial Mastercard
$389a year after fees- 389,351 points a year at 0.10¢ (gift cards or merchandise)
- Fees $0
- 1.00% back on spending
Welcome offer50,000 bonus PC Optimum points when you spend $100 at participating Loblaw, Shoppers Drug Mart, Joe Fresh, The Mobile Shop, Esso and Mobil locations within 60 days.Ends Dec 31, 2026. Not part of the ranking; confirm on the issuer’s site.
- 47
PC World Elite Mastercard
$389a year after fees- 389,351 points a year at 0.10¢ (gift cards or merchandise)
- Fees $0
- 1.00% back on spending
Welcome offer50,000 bonus PC Optimum points when you spend $100 at participating Loblaw, Shoppers Drug Mart, Joe Fresh, The Mobile Shop, Esso and Mobil locations within 60 days.Ends Dec 31, 2026. Not part of the ranking; confirm on the issuer’s site.
- 48
PC World Mastercard
$389a year after fees- 389,351 points a year at 0.10¢ (gift cards or merchandise)
- Fees $0
- 1.00% back on spending
Welcome offer50,000 bonus PC Optimum points when you spend $100 at participating Loblaw stores, Shoppers Drug Mart, Joe Fresh or Esso and Mobil within 60 days.Ends Dec 31, 2026. Not part of the ranking; confirm on the issuer’s site.
- 49
American Express Green Card
$389a year after fees- 38,935 points a year at 1¢ (any travel or portal)
- Fees $0
- 1.00% back on spending
Welcome offer10,000 Membership Rewards points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 50
Amazon.ca Rewards Mastercard
$389a year after fees- 38,935 points a year at 1¢ (its lowest stated rate)
- Fees $0
- 1.00% back on spending
Welcome offer5% back at Amazon.ca, Whole Foods Market, grocery stores and restaurants for 6 months on your first $3,000 of those purchases.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 51
Scotiabank Scene+ Visa Card
$389a year after fees- 38,935 points a year at 1¢ (any travel or portal)
- Fees $0
- 1.00% back on spending
Welcome offerUp to 10,000 Scene+ points, and a 0.99% introductory rate for 9 months on balance transfers (2% fee).Ends Apr 30, 2027. Not part of the ranking; confirm on the issuer’s site.
- 52
Scotiabank Scene+ Visa Card (for students)
$389a year after fees- 38,935 points a year at 1¢ (any travel or portal)
- Fees $0
- 1.00% back on spending
Welcome offerUp to 10,000 Scene+ points, and a 0.99% introductory rate for 9 months on balance transfers (2% fee).Ends Apr 30, 2027. Not part of the ranking; confirm on the issuer’s site.
- 53
- 54
Neo World Mastercard Everywhere
$389a year after fees- $389 cash back a year
- Fees $0
- 1.00% back on spending
- 55
- 56
- 57
Walmart Rewards Mastercard
$389a year after fees- $389 in Walmart Reward Dollars a year
- Fees $0
- 1.00% back on spending
Welcome offer$25 in Walmart Reward Dollars after a single purchase of $75 or more at Walmart within 30 days of approval.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 58
Walmart Rewards World Mastercard
$389a year after fees- $389 in Walmart Reward Dollars a year
- Fees $0
- 1.00% back on spending
Welcome offer$25 in Walmart Reward Dollars when you make a single purchase of $75 or more at Walmart in the first 30 days.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 59
Scotiabank Platinum American Express Card
$380a year after fees- 77,870 points a year at 1¢ (any travel or portal)
- Fees $399
- 2.00% back on spending
Welcome offerUp to 80,000 bonus Scene+ points.Ends Jul 1, 2027. Not part of the ranking; confirm on the issuer’s site.
- 60
Tangerine Money-Back Credit Card
$380a year after fees- $380 cash back a year
- Fees $0
- 0.98% back on spending
Welcome offer10% bonus cash back on up to $1,000 of purchases in the first 60 days (up to $100), plus 1.95% on balance transfers for 6 statement periods (1% fee).Ends Nov 30, 2026. Not part of the ranking; confirm on the issuer’s site.
- 61
Tangerine Money-Back World Mastercard
$380a year after fees- $380 cash back a year
- Fees $0
- 0.98% back on spending
Welcome offer$120 cash back when you spend $1,500 in your first 90 days.Ends Nov 30, 2026. Not part of the ranking; confirm on the issuer’s site.
- 62
Neo World Mastercard Gas & Grocery
$376a year after fees- $376 cash back a year
- Fees $0
- 0.97% back on spending
- 63
WestJet RBC Mastercard
$372a year after fees- 41,104 points a year at 1¢ (any travel or portal)
- Fees $39
- 1.06% back on spending
Welcome offerUp to 15,000 WestJet points.Ends Nov 18, 2026. Not part of the ranking; confirm on the issuer’s site.
- 64
Scotiabank Passport Visa Infinite+ Card
$370a year after fees- 52,045 points a year at 1¢ (any travel or portal)
- Fees $150
- 1.34% back on spending
Welcome offerUp to 35,000 bonus Scene+ points.Ends Jan 3, 2027. Not part of the ranking; confirm on the issuer’s site.
- 65
ATB Gold My Rewards Mastercard
$367a year after fees- 73,403 points a year at 0.50¢ (any travel or portal)
- Fees $0
- 0.94% back on spending
Welcome offer10,000 ATB My Rewards points ($50 value) on your first purchase.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 66
moi RBC Visa
$362a year after fees- 45,246 points a year at 0.80¢ (its lowest stated rate)
- Fees $0
- 0.93% back on spending
Welcome offerUp to 5,000 Moi points.Ends Jan 20, 2027. Not part of the ranking; confirm on the issuer’s site.
- 67
BMO CashBack Mastercard
$361a year after fees- $361 cash back a year
- Fees $0
- 0.93% back on spending
Welcome offerUp to 5% cash back on up to $2,500 of purchases in your first 3 billing cycles (up to $125).Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 68
BMO Student CashBack Mastercard
$361a year after fees- $361 cash back a year
- Fees $0
- 0.93% back on spending
Welcome offerUp to 5% cash back on every purchase in your first 3 months.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 69
National Bank Platinum Mastercard
$360a year after fees- 42,998 points a year at 1¢ (any travel or portal)
- Fees $70
- 1.10% back on spending
- 70
RBC ION+ Visa
$360a year after fees- 70,155 points a year at 0.58¢ (any travel or portal)
- Fees $48
- 1.05% back on spending
Welcome offer14,000 Avion points.Ends Jan 12, 2027. Not part of the ranking; confirm on the issuer’s site.
- 71
TD Aeroplan Visa Platinum Card
$356a year after fees- 29,670 points a year at 1.50¢ (any travel or portal)
- Fees $89
- 1.14% back on spending
Welcome offerUp to 20,000 Aeroplan points and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 72
Tangerine Rewards World Elite Mastercard
$347a year after fees- 46,740 points a year at 1¢ (any travel or portal)
- Fees $120
- 1.20% back on spending
Welcome offer50,000 bonus Scene+ points when you spend $5,000 in the first 90 days.Ends Jan 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 73
RBC Cash Back Mastercard
$338a year after fees- $338 cash back a year
- Fees $0
- 0.87% back on spending
Welcome offer5% extra cash back on your first $2,000 in spend for 6 months (up to $100).Ends Feb 2, 2027. Not part of the ranking; confirm on the issuer’s site.
- 74
- 75
CIBC Dividend Visa Card for Students
$333a year after fees- $333 cash back a year
- Fees $0
- 0.85% back on spending
Welcome offer$25 cash back after your first purchase, plus 10% cash back on up to $1,000 of purchases in the first 4 monthly statements (up to $125).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 76
CIBC Aventura Gold Visa Card
$312a year after fees- 45,081 points a year at 1¢ (any travel or portal)
- Fees $139
- 1.16% back on spending
Welcome offerUp to 60,000 Aventura Points and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 77
CIBC Aventura Visa Infinite Card
$312a year after fees- 45,081 points a year at 1¢ (any travel or portal)
- Fees $139
- 1.16% back on spending
Welcome offerUp to 60,000 Aventura Points and a first-year annual fee rebate.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 78
RBC Avion Visa Infinite Business
$312a year after fees- 48,669 points a year at 1¢ (any travel or portal)
- Fees $175
- 1.25% back on spending
Welcome offerUp to 100,000 Avion points and a first-year fee waiver.Ends Nov 30, 2026. Not part of the ranking; confirm on the issuer’s site.
- 79
- 80
Desjardins Cash Back Mastercard
$310a year after fees- $310 cash back a year
- Fees $0
- 0.80% back on spending
- 81
- 82
CIBC Adapta Mastercard
$309a year after fees- 46,380 points a year at 0.67¢ (its lowest stated rate)
- Fees $0
- 0.79% back on spending
Welcome offerUp to 6,000 Adapta Points.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 83
CIBC Adapta Mastercard for Students
$309a year after fees- 46,380 points a year at 0.67¢ (its lowest stated rate)
- Fees $0
- 0.79% back on spending
Welcome offerUp to 15,000 Adapta Points.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 84
TD Rewards Visa Card
$304a year after fees- 60,896 points a year at 0.50¢ (any travel or portal)
- Fees $0
- 0.78% back on spending
Welcome offer15,152 TD Rewards Points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 85
ATB Gold Cash Rewards Mastercard
$303a year after fees- $303 cash back a year
- Fees $0
- 0.78% back on spending
Welcome offer5% cash back on purchases for your first 3 months (up to $100 cash back, $2,000 of spending).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 86
Brim World Elite Mastercard
$300a year after fees- 38,935 points a year at 1¢ (any travel or portal)
- Fees $89
- 1.00% back on spending
- 87
American Express Gold Rewards Card
$295a year after fees- 54,485 points a year at 1¢ (any travel or portal)
- Fees $250
- 1.40% back on spending
Welcome offerUp to 60,000 Membership Rewards points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 88
BMO Ascend World Elite Mastercard
$295a year after fees- 66,671 points a year at 0.67¢ (any travel or portal)
- Fees $150
- 1.14% back on spending
Welcome offerUp to 115,000 BMO Rewards points, a first-year annual fee waiver and up to $200 NEXUS credit in the first year.Ends Dec 8, 2026. Not part of the ranking; confirm on the issuer’s site.
- 89
Desjardins Odyssey Gold Visa
$292a year after fees- $402 in BONUSDOLLARS a year
- Fees $110
- 1.03% back on spending
- 90
BMO eclipse rise Visa Card
$290a year after fees- 43,529 points a year at 0.67¢ (any travel or portal)
- Fees $0
- 0.75% back on spending
Welcome offer20,000 BMO Rewards points when you spend $1,500 in the first 3 months.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 91
MBNA Smart Cash Platinum Plus Mastercard
$285a year after fees- $285 cash back a year
- Fees $0
- 0.73% back on spending
Welcome offer5% cash back on gas and groceries for the first 6 months (first $500 a month combined).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 92
Triangle Mastercard
$280a year after fees- $280 in CT Money a year
- Fees $0
- 0.72% back on spending
Welcome offer$150 in CT Money for an eligible purchase at the Canadian Tire family of stores within 30 days of approval, plus 25 cents a litre total in CT Money at Petro-Canada for 60 days (up to 350 litres); apply online by December 31, 2026; not for BC residents.Ends Dec 31, 2026. Not part of the ranking; confirm on the issuer’s site.
- 93
ScotiaGold Passport Visa Card
$279a year after fees- 38,935 points a year at 1¢ (any travel or portal)
- Fees $110
- 1.00% back on spending
Welcome offerUp to 10,000 bonus Scene+ points after $2,000 in 3 months, and no annual fee for the first year (primary and additional cards).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 94
RBC Avion Visa Infinite
$278a year after fees- 39,750 points a year at 1¢ (any travel or portal)
- Fees $120
- 1.02% back on spending
Welcome offerUp to 70,000 Avion points.Ends Nov 25, 2026. Not part of the ranking; confirm on the issuer’s site.
- 95
Meridian Visa Cash Back Card
$273a year after fees- 27,253 points a year at 1¢ (any travel or portal)
- Fees $0
- 0.70% back on spending
- 96
Scotia Momentum Mastercard
$273a year after fees- $273 cash back a year
- Fees $0
- 0.70% back on spending
Welcome offer7.99% introductory rate on purchases for the first 6 months.Ends Nov 1, 2027. Not part of the ranking; confirm on the issuer’s site.
- 97
More Rewards RBC Visa Infinite
$271a year after fees- 180,984 points a year at 0.15¢ (its lowest stated rate)
- Fees $0
- 0.70% back on spending
Welcome offer20,000 More Rewards points.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 98
Scotia Momentum No-Fee Visa Card
$270a year after fees- $270 cash back a year
- Fees $0
- 0.69% back on spending
Welcome offer5% cash back on your first $2,000 in purchases in the first 3 months (up to $100), and 0.99% on balance transfers for 9 months (2% fee).Ends Apr 30, 2027. Not part of the ranking; confirm on the issuer’s site.
- 99
Scotia Momentum No-Fee Visa Card (for students)
$270a year after fees- $270 cash back a year
- Fees $0
- 0.69% back on spending
Welcome offer5% cash back on your first $2,000 in purchases in the first 3 months (up to $100), and 0.99% on balance transfers for 9 months (2% fee).Ends Apr 30, 2027. Not part of the ranking; confirm on the issuer’s site.
- 100
PC Insiders World Elite Mastercard
$269a year after fees- 389,351 points a year at 0.10¢ (gift cards or merchandise)
- Fees $120
- 1.00% back on spending
Welcome offer50,000 PC Optimum points when you spend $3,000 in 3 months, and a one-time $120 credit for the first year's annual fee.Ends Dec 31, 2026. Not part of the ranking; confirm on the issuer’s site.
- 101
RBC Avion Visa Platinum
$269a year after fees- 38,935 points a year at 1¢ (any travel or portal)
- Fees $120
- 1.00% back on spending
Welcome offerUp to 70,000 Avion points.Ends Nov 25, 2026. Not part of the ranking; confirm on the issuer’s site.
- 102
BMO VIPorter Mastercard
$267a year after fees- 23,757 points a year at 1.50¢ (its lowest stated rate)
- Fees $89
- 0.92% back on spending
Welcome offerUp to 40,000 VIPorter points, a 35% Porter flight voucher, and no annual fee for the first year.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 103
RBC ION Visa
$261a year after fees- 44,864 points a year at 0.58¢ (any travel or portal)
- Fees $0
- 0.67% back on spending
Welcome offerUp to 7,000 Avion points.Ends Jan 12, 2027. Not part of the ranking; confirm on the issuer’s site.
- 104
Neo World Mastercard Shop & Dine
$261a year after fees- $261 cash back a year
- Fees $0
- 0.67% back on spending
- 105
- 106
National Bank mycredit Mastercard
$230a year after fees- $230 cash back a year
- Fees $0
- 0.59% back on spending
- 107
CIBC Aventura Visa Card
$225a year after fees- 22,468 points a year at 1¢ (any travel or portal)
- Fees $0
- 0.58% back on spending
Welcome offerUp to 12,500 Aventura Points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 108
CIBC Aventura Visa Card for Students
$225a year after fees- 22,468 points a year at 1¢ (any travel or portal)
- Fees $0
- 0.58% back on spending
Welcome offerUp to 12,500 Aventura Points.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 109
CIBC Aeroplan Visa Infinite Privilege Card
$201a year after fees- 53,320 points a year at 1.50¢ (any travel or portal)
- Fees $599
- 2.05% back on spending
Welcome offerUp to 100,000 Aeroplan points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 110
TD Aeroplan Visa Infinite Privilege Credit Card
$201a year after fees- 53,320 points a year at 1.50¢ (any travel or portal)
- Fees $599
- 2.05% back on spending
Welcome offerUp to 100,000 Aeroplan points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 111
Brim Mastercard
$195a year after fees- 19,468 points a year at 1¢ (any travel or portal)
- Fees $0
- 0.50% back on spending
- 112
- 113
National Bank Allure Mastercard
$195a year after fees- $195 cash back a year
- Fees $0
- 0.50% back on spending
- 114
More Rewards RBC Visa
$194a year after fees- 129,427 points a year at 0.15¢ (its lowest stated rate)
- Fees $0
- 0.50% back on spending
Welcome offer20,000 More Rewards points.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 115
American Express Aeroplan Reserve Card
$173a year after fees- 51,484 points a year at 1.50¢ (any travel or portal)
- Fees $599
- 1.98% back on spending
Welcome offerUp to 85,000 Aeroplan points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 116
BMO Blue Rewards World Elite Mastercard
$167a year after fees- 47,493 points a year at 0.67¢ (its lowest stated rate)
- Fees $150
- 0.81% back on spending
Welcome offerUp to 100,000 Blue Rewards points, a first-year annual fee rebate and a first-year NEXUS credit of up to $200.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 117
BMO Blue Rewards Mastercard
$158a year after fees- 23,747 points a year at 0.67¢ (its lowest stated rate)
- Fees $0
- 0.41% back on spending
Welcome offer20,000 Blue Rewards points when you spend $1,500 in the first 110 days.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 118
KOHO Core (prepaid Mastercard)
$128a year after fees- $128 cash back a year
- Fees $0
- 0.33% back on spending
Welcome offerUp to 10% cash back on purchases for your first 3 months (up to $100), with a promo code.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 119
KOHO Everything (prepaid Mastercard)
$123a year after fees- $387 cash back a year
- Fees $264
- 0.99% back on spending
Welcome offerFree 30-day trial of the Everything plan.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 120
BMO eclipse Visa Infinite Privilege Card
$105a year after fees- 105,655 points a year at 0.67¢ (any travel or portal)
- Fees $599
- 1.81% back on spending
Welcome offerUp to 200,000 BMO Rewards points and up to $200 NEXUS credit in the first year.Ends Oct 31, 2027. Not part of the ranking; confirm on the issuer’s site.
- 121
CIBC Aventura Visa Infinite Privilege Card
$105a year after fees- 60,420 points a year at 1¢ (any travel or portal)
- Fees $499
- 1.55% back on spending
Welcome offerUp to 80,000 Aventura Points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 122
Rogers Red World Legend Mastercard
$89a year after fees- $584 cash back a year
- Fees $495
- 1.50% back on spending
- 123
RBC Avion Visa Infinite Privilege
$88a year after fees- 48,669 points a year at 1¢ (any travel or portal)
- Fees $399
- 1.25% back on spending
Welcome offerUp to 100,000 Avion points.Ends Nov 25, 2026. Not part of the ranking; confirm on the issuer’s site.
- 124
KOHO Extra (prepaid Mastercard)
$41a year after fees- $257 cash back a year
- Fees $216
- 0.66% back on spending
Welcome offerFree 30-day trial of the Extra plan.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 125
ATB Alberta Mastercard
$0a year after fees- Fees $0
- 126
Capital One Guaranteed Mastercard
$0a year after fees- Fees $0
- 127
- 128
CIBC Classic Visa Card
$0a year after fees- Fees $0
- 129
CIBC Classic Visa Card for Students
$0a year after fees- Fees $0
- 130
- 131
- 132
MBNA True Line Mastercard
$0a year after fees- Fees $0
Welcome offer0% promotional rate for 12 months on balance transfers completed within 90 days of account opening (3% transfer fee, minimum $3.50).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 133
- 134
- 135
- 136
- 137
RBC Visa Classic Low Rate Option
-$20a year after fees- Fees $20
Welcome offer1.9% introductory rate for 10 months on balance transfers, and no annual fee for the first year.Ends Jan 12, 2027. Not part of the ranking; confirm on the issuer’s site.
- 138
TD Low Rate Visa Card
-$25a year after fees- Fees $25
Welcome offer0% introductory rate on purchases for the first 6 statement periods, and no annual fee for the first year.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 139
ATB Preferred Fixed-Rate Mastercard
-$29a year after fees- Fees $29
- 140
ATB Preferred Variable-Rate Mastercard
-$29a year after fees- Fees $29
- 141
BMO Preferred Rate Mastercard
-$29a year after fees- Fees $29
Welcome offer0% introductory rate on balance transfers posted in the first 18 statement periods (2% transfer fee).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
- 142
CIBC Select Visa Card
-$29a year after fees- Fees $29
Welcome offer0% introductory rate for 10 months on balance transfers (1% fee), and no annual fee for the first year.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
- 143
Scotiabank Value Visa Card
-$29a year after fees- Fees $29
Welcome offer0% introductory rate for 9 months on balance transfers (1% fee), and no annual fee for the first year.Ends Jan 3, 2027. Not part of the ranking; confirm on the issuer’s site.
- 144
Scotiabank Value Visa Card (for students)
-$29a year after fees- Fees $29
Welcome offer0% introductory rate for 9 months on balance transfers (1% fee), and no annual fee for the first year.Ends Jan 3, 2027. Not part of the ranking; confirm on the issuer’s site.
- 145
- 146
- 147
ATB Alberta Mastercard - Secured
-$49a year after fees- Fees $49
- 148
Home Trust Secured Visa (low interest)
-$59a year after fees- Fees $59
- 149
Scotiabank Passport Visa Infinite Privilege Card
-$95a year after fees- 50,439 points a year at 1¢ (any travel or portal)
- Fees $599
- 1.30% back on spending
Welcome offerUp to 80,000 bonus Scene+ points.Ends Jan 3, 2027. Not part of the ranking; confirm on the issuer’s site.
- 150
- 151
The Platinum Card from American Express
-$340a year after fees- 45,946 points a year at 1¢ (any travel or portal)
- Fees $799
- 1.18% back on spending
Welcome offerUp to 100,000 Membership Rewards points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
Marriott Bonvoy American Express Card
77,870 points a yearWe don’t have a verified value for Marriott Bonvoy points yet, so this card isn’t ranked.
Welcome offerUp to 70,000 Marriott Bonvoy points.No end date stated · checked Nov 11, 2026. Not part of the ranking; confirm on the issuer’s site.
RBC British Airways Visa Infinite
42,688 points a yearWe don’t have a verified value for British Airways Club (Avios) points yet, so this card isn’t ranked.
Welcome offer50,000 bonus Avios.No end date stated · checked Nov 9, 2026. Not part of the ranking; confirm on the issuer’s site.
Cathay World Elite Mastercard (powered by Neo)
38,935 points a yearWe don’t have a verified value for Asia Miles points yet, so this card isn’t ranked.
Welcome offerUp to 35,000 Asia Miles.No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
United MileagePlus Neo World Elite Mastercard
32,284 points a yearWe don’t have a verified value for United MileagePlus points yet, so this card isn’t ranked.
Welcome offerUp to 25,000 MileagePlus miles (20,000 in the first 3 months plus the yearly 5,000-mile renewal bonus).No end date stated · checked Nov 12, 2026. Not part of the ranking; confirm on the issuer’s site.
ATB US Dollar Mastercard
Not compared here: billed in USD: not comparable on Canadian-dollar spending.
BMO U.S. Dollar Mastercard
Not compared here: billed in USD: not comparable on Canadian-dollar spending.
CIBC U.S. Dollar Aventura Gold Visa Card
Not compared here: billed in USD: not comparable on Canadian-dollar spending.
Meridian Visa US Dollar Card
Not compared here: billed in USD: not comparable on Canadian-dollar spending.
RBC U.S. Dollar Visa Gold
Not compared here: billed in USD: not comparable on Canadian-dollar spending.
Scotiabank U.S. Dollar Visa Card
Not compared here: billed in USD: not comparable on Canadian-dollar spending.
TD U.S. Dollar Visa Card
Not compared here: billed in USD: not comparable on Canadian-dollar spending.
Not ranked:
- Cash Advantage Mastercard: Canadian Tire Bank isn't accepting new applications.
- Desjardins Cash Back World Mastercard: closed.
- RBC RateAdvantage Visa: RBC isn't accepting new applications.
- Tims Mastercard: closed.
Looking for a specific kind of card? See the best credit cards in Canada, or start from cash back, no annual fee or travel.
How the finder works
- Your spending, by group. Groceries, gas, dining and delivery, travel, recurring bills and everything else. “More categories” lets you split out drug stores, transit, entertainment, Air Canada, WestJet and spending in other currencies, taken out of the main box they’d otherwise fall in so nothing is counted twice.
- Each card’s earn rates and fee, from the issuer’s own pages, with the date we checked them on every card.
- Points turned into dollars at a stated cents-per-point value for the way you choose to redeem: flights, any travel or the travel portal, statement credit or cash, or gift cards. Under “Advanced” you can type your own value for any program.
- Ranked by what’s left: rewards minus the annual fee, highest first.
Welcome offers appear on a separate first-year line with their end date and never change the order. Benefits such as travel insurance and lounge access are listed as features, never counted as dollars. Promoted cards, when we have them, are never placed inside these results.
Frequently asked questions
Which cards does the finder rank?
Only cards whose facts CardNorth has checked against the issuer’s own site. Today that is the cards of every issuer CardNorth reviews: RBC, CIBC, TD, American Express, Scotiabank, BMO, MBNA, National Bank, Desjardins, PC Financial, Tangerine, Walmart (Fairstone), Simplii, Rogers Bank, Neo, Home Trust, Brim, KOHO, Meridian, EQ Bank, Wealthsimple, ATB and Canadian Tire Bank. Our best-card lists cover cards by category.
Is a card with no annual fee ever better than one with a fee?
Often, if you don’t spend much on a card. A fee only pays off when the extra rewards on your spending are bigger than the fee. Because the finder subtracts each card’s fee from what you’d earn, a no-fee card can rank above a premium card for lighter spenders. Enter your own numbers to see where the line falls for you.
Are points or cash back worth more?
It depends on how you redeem. That’s why the finder asks how you’ll use your points: the same points are often worth more toward travel than as gift cards. Cash back is worth its face value however you use it. If you redeem differently from the four choices, type your own cents-per-point value under “Advanced”.
Do I need to enter exact spending figures?
No. Round estimates work well. The ranking changes most when you move a lot of spending between groups, for example far more on groceries or travel.
Can I share my results?
Yes. Your spending and choices are kept in the page address, so you can bookmark or share the link. You don’t need an account.
Card terms, earn rates and annual fees change. Confirm the current terms on the issuer’s site before you apply. This tool is for information only and isn’t financial advice.
Sources
The figures and rules on this page come from these sources. About CardNorth.
- American Express: Aeroplan card
- American Express: Aeroplan reserve card
- American Express: Cobalt card
- American Express: Gold rewards card
- American Express: Green card
- American Express: Marriott bonvoy card
- American Express: The platinum card
- American Express: Simply cash
- American Express: Simply cash preferred
- American Express: Aeroplan reserve
- ATB Financial: Gold cash rewards mastercard
- ATB Financial: Gold my rewards mastercard
- ATB Financial: World elite mastercard
- BMO: Bmo ascend world elite mastercard
- BMO: Bmo blue rewards mastercard
- BMO: Bmo blue rewards world elite mastercard
- BMO: Bmo cashback mastercard
- BMO: Bmo cashback world elite mastercard
- BMO: Bmo eclipse rise visa
- BMO: Bmo eclipse visa infinite
- BMO: Bmo eclipse visa infinite privilege
- BMO: Preferred rate mastercard
- BMO: Student bmo cashback mastercard
- BMO: Us dollar mastercard
- BMO: Bmo viporter mastercard
- BMO: Bmo viporter world elite mastercard
- BMO: Terms and conditions en
- Brim Financial: Personal
- Canadian Tire Bank: Cash advantage
- Canadian Tire Bank: Credit cards
- Canadian Tire Bank: Triangle world elite mastercard
- Canadian Tire Bank: Homepage
- CIBC: Aeroplan visa card
- CIBC: Aeroplan visa infinite card
- CIBC: Aeroplan visa infinite privilege card
- CIBC: Aventura gold visa card
- CIBC: Aventura visa card
- CIBC: Aventura visa infinite card
- CIBC: Aventura visa infinite privilege card
- CIBC: Costco mastercard
- CIBC: Dividend visa card
- CIBC: Dividend visa infinite card
- CIBC: Select visa card
- Desjardins: Bonus visa
- Desjardins: Cash back mastercard
- Desjardins: Cash back visa
- Desjardins: Cash back world elite mastercard
- Desjardins: Cards no longer available
- Desjardins: Flexi visa
- Desjardins: Odyssey gold visa
- Desjardins: Odyssey visa infinite privilege
- Desjardins: Odyssey world elite mastercard
- EQ Bank: Card
- help.wealthsimple.com: 56029868745499 Wealthsimple Credit Card 555 Cash Back Welcome Offer
- Home Trust: Preferred visa card
- Internet Archive: Aero platinum visa card
- Internet Archive: Tims Mastercard Disclosure Statement, Rate & Fee Schedule, Canada (Except Quebec), archived December 20, 2025
- KOHO: Core
- KOHO: Everything
- KOHO: Extra
- KOHO: 10 cash back
- KOHO: Accounts
- MBNA: Amazon rewards mastercard
- MBNA: Mbna rewards mastercard
- MBNA: Mbna rewards world elite mastercard
- MBNA: Smart cash mastercard
- MBNA: Smart cash world mastercard
- MBNA: True line gold mastercard
- MBNA: True line mastercard
- MBNA: Quebec
- MBNA: Quebec
- MBNA: Quebec
- MBNA: Quebec
- Meridian: Meridian visa cash back card
- Meridian: Meridian visa infinite cash back card
- Meridian: Meridian visa infinite travel rewards card
- Meridian: Meridian visa us dollar card
- National Bank: Allure
- National Bank: Echo
- National Bank: Mc1
- National Bank: My credit
- National Bank: Platinum
- National Bank: Syncro
- National Bank: World elite
- National Bank: World
- Neo Financial: cathay.neofinancial.com
- Neo Financial: Neo mastercard
- Neo Financial: Neo united mastercard
- Neo Financial: Credit cards
- Neo Financial: Neo world elite mastercard
- pay.cathaypacific.com: Cathay neo 15 off
- PC Financial: Insiders
- PC Financial: Pc silver mastercard
- PC Financial: World elite
- PC Financial: World mastercard
- RBC Royal Bank: Rbc avion visa infinite
- RBC Royal Bank: Rbc avion visa infinite privilege
- RBC Royal Bank: Rbc visa platinum avion
- RBC Royal Bank: Rbc british airways visa infinite
- RBC Royal Bank: Rbc cashback mastercard
- RBC Royal Bank: Rbc preferred world elite mastercard
- RBC Royal Bank: Rbc ion plus visa
- RBC Royal Bank: Rbc ion visa
- RBC Royal Bank: Moi rbc visa
- RBC Royal Bank: More rewards rbc visa
- RBC Royal Bank: Rbc rateadvantage visa
- RBC Royal Bank: Rbc us dollar visa gold
- RBC Royal Bank: Rbc visa classic low rate
- RBC Royal Bank: Rbc visa platinum
- RBC Royal Bank: Westjet rbc mastercard
- RBC Royal Bank: Westjet rbc world elite mastercard
- Rogers Bank: Rogers red mastercard details
- Rogers Bank: Rogers red worldelite mastercard details
- Rogers Bank: Rogers red worldlegend mastercard details
- Rogers Bank: Rogers red world mastercard details
- Scotiabank: No fee amex card
- Scotiabank: Gold card
- Scotiabank: Momentum card
- Scotiabank: Momentum no fee card
- Scotiabank: Momentum cash back card
- Scotiabank: Momentum infinite card
- Scotiabank: Passport infinite card
- Scotiabank: Passport infinite privilege card
- Scotiabank: Platinum card
- Scotiabank: Scene card
- Scotiabank: Value card
- Simplii Financial: Cash back visa
- Statistics Canada: Data table
- Statistics Canada: Data table
- Tangerine: Tangerine Money-Back Credit Card
- Tangerine: World credit card
- Tangerine: World elite mastercard
- Tangerine: Credit card cardholder agreement
- TD: Aeroplan visa infinite card
- TD: Aeroplan visa infinite privilege card
- TD: Aeroplan visa platinum card
- TD: Cash back visa card
- TD: Cash back visa infinite card
- TD: First class travel visa infinite card
- TD: Low rate visa card
- TD: Platinum travel visa card
- TD: Rewards visa card
- walmartrewards.ca: Creditcards
- wealthsimple.com: Chequing
- wealthsimple.com: Wealthsimple visa infinite card
- wealthsimple.com: Wealthsimple visa infinite privilege card
- wealthsimple.com: Rewards terms conditions