https://cardnorth.ca/credit-cards/american-express/Recent content in American Express Credit Cards in Canada: Fees, Rates and Rewards on CardNorthHugo -- gohugo.ioen-caWed, 11 Nov 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-marriott-bonvoy-card/Thu, 11 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-marriott-bonvoy-card/What counts as a Marriott purchase The higher rate applies to purchases charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments and Marriott Bonvoy online stores, including Marriott Bonvoy gift cards bought online. Purchases made through a third-party payment service, a card reader attached to a phone or an online retailer selling other merchants’ goods earn 2 points per $1. Funds advances, interest, balance transfers, fees and foreign currency purchases earn no points.https://cardnorth.ca/credit-cards/american-express/american-express-aeroplan-card/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-aeroplan-card/Paying the balance This is a charge card, so the balance must be paid in full each month. A balance left unpaid is charged interest at 30% a year. What earns the higher rates The 2-point rate applies only to purchases made directly with Air Canada, including Air Canada Vacations packages bought from Air Canada. Tickets bought on another website or through a travel agent, Air Canada gift cards, Maple Leaf Club memberships and hotel or car bookings on aircanada.https://cardnorth.ca/credit-cards/american-express/american-express-cobalt-card/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-cobalt-card/The monthly limit on the top rate The 5 points per $1 apply to the first $2,500 of net purchases posted each month at restaurants, stand-alone grocery stores and food delivery combined. After that, these purchases earn 1 point per $1, and later credits or returns don’t bring the 5 point rate back that month. The count goes back to zero on the 1st of each month. What counts as eats and drinks and groceries Eats and drinks are stand-alone restaurants, quick service restaurants, coffee shops and drinking establishments in Canada, not dining inside a store or hotel and not alcohol retailers.https://cardnorth.ca/credit-cards/american-express/american-express-gold-rewards-card/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-gold-rewards-card/Where the bonus rate applies The bonus rate on gas, groceries and drugstores applies at stand-alone gas stations, drugstores and grocery stores in Canada. Merchants whose primary business isn’t gas, grocery, pharmacy or travel, including superstores, wholesale clubs, alcohol retailers and general merchandise retailers, don’t qualify, and purchases made through a third party earn 1 point per $1. Travel covers air, water, rail and road transport, lodging and tour operators, but not local and commuter transportation.https://cardnorth.ca/credit-cards/american-express/american-express-green-card/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-green-card/Amex Travel Online bonus The extra point on Amex Travel Online applies to eligible hotel and car rental bookings. Redeeming points Use Points for Purchases turns points into a credit for eligible card purchases, at 1,000 points for $10. The minimum statement credit is 1,000 points for $10. A redemption doesn’t count as a payment toward your card balance. Only the basic cardmember can redeem the account’s points. Fixed Points Travel The Green Card's benefits page lists Fixed Points Travel, which redeems a fixed number of points for flights.https://cardnorth.ca/credit-cards/american-express/american-express-platinum-card/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-platinum-card/Paying the balance The card has a Due in Full balance and a Flexible Payment Option balance, and all Due in Full balances must be paid each month. A delinquent Due in Full charge is charged 30%. Travel and dining credits The Basic Cardmember gets one $200 Annual Travel Credit per card membership anniversary year, toward a single travel booking of $200 or more. It is redeemed at the time of booking through American Express Travel Online or Platinum Card Travel Service, and an unused credit can’t be carried forward.https://cardnorth.ca/credit-cards/american-express/american-express-simply-cash/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-simply-cash/How cash back is paid out Cash back is paid once a year as a statement credit. Amex adds up the year on the first billing period closing date on or after August 1, and the credit appears on the statement issued in September. A card that is cancelled, whatever the reason, gets no payout. If you miss a minimum payment, you lose that month’s cash back. You can ask to have it reinstated within 120 days of the statement showing the loss, for a fee set out in the information box.https://cardnorth.ca/credit-cards/american-express/american-express-simply-cash-preferred/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-simply-cash-preferred/How cash back is paid out Amex pays your cash back as one yearly credit to the card account, shown on your September statement, as long as the account is in good standing. Depending on your billing cycle, Amex posts it in August or September. You can see what you have earned in your Online Services account. Which stores count The 4% rate applies at stand-alone gas stations and stand-alone grocery stores in Canada.https://cardnorth.ca/credit-cards/american-express/american-express-aeroplan-reserve/Sat, 16 May 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/american-express/american-express-aeroplan-reserve/Maple Leaf Lounges The primary and each eligible supplementary cardholder can use Air Canada Cafés and Maple Leaf Lounges in Canada and the United States, and each can bring one guest. Maple Leaf Lounges elsewhere, Air Canada Signature Suites and lounges run by other airlines are excluded. Supplementary cardholders aren’t eligible for the Priority Pass membership. All Priority Pass lounge visits are charged a usage fee at the retail rate.