The BMO VIPorter Mastercard is the no-fee entry point into BMO’’s Porter-branded rewards family. It is aimed at Canadians who want to collect VIPorter rewards without paying an annual fee.
Quick Verdict
Best for: Porter travellers who want a free Mastercard tied to VIPorter rewards.
Not ideal for: people who want premium travel perks or stronger earn rates.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | 20.99% |
| Cash advance rate | 23.99% |
| Foreign transaction fee | 2.5% |
| Income requirement | None stated |
| Network | Mastercard |
| Rewards | VIPorter |
Verify current terms, earn rates, and welcome bonuses at bmo.com before applying.
Alternatives
Bottom Line
The BMO VIPorter Mastercard is a simple no-fee option for Canadians who want to stay in the VIPorter ecosystem. If you travel Porter often, the World Elite version may be worth the annual fee instead.