The BMO VIPorter World Elite Mastercard is the premium version of BMO’’s Porter airline rewards cards. It is geared toward Canadians who fly Porter regularly and want a stronger rewards and benefits package.
Quick Verdict
Best for: frequent Porter flyers who can use airline rewards and World Elite perks.
Not ideal for: casual travellers who will not recover the annual fee through rewards.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $120 |
| Purchase interest rate | 20.99% |
| Cash advance rate | 23.99% |
| Foreign transaction fee | 2.5% |
| Income requirement | $80,000 personal |
| Network | Mastercard |
| Rewards | VIPorter |
Verify current terms, earn rates, and welcome bonuses at bmo.com before applying.
Why It Matters
This is the card in the VIPorter family that is most likely to make sense for regular Porter flyers. The annual fee is the trade-off for better earning power and more useful cardholder benefits.
Alternatives
Bottom Line
The BMO VIPorter World Elite Mastercard is the better Porter card if you travel the airline frequently enough to extract value. If you do not, the no-fee VIPorter Mastercard is the safer pick.