Important notice: The Capital One Quicksilver Mastercard is primarily a United States credit card product. Capital One Canada’s credit card lineup is distinct from the US range. Verify whether this card is currently available to Canadian residents at capitalone.ca before applying. This review covers the product’s general characteristics as they may apply in Canada — confirm all details directly with Capital One Canada.
The Capital One Quicksilver, in its US form, is a no-annual-fee flat-rate cash back card earning 1.5% on all eligible purchases. If Capital One Canada offers an equivalent product, it would be positioned among Canada’s no-fee flat-rate cash back options alongside the Rogers Red Mastercard (1.5%) and the Amex SimplyCash Card (1.25%). Verify current Canadian product availability and terms at capitalone.ca.
Quick Verdict
Best for: Verify availability in Canada at capitalone.ca. If available: Canadians who want a no-annual-fee flat-rate cash back Mastercard from Capital One.
Not ideal for: Canadians who need a confirmed Canadian product — if the Quicksilver is not available in Canada, see the alternatives section below for confirmed no-fee flat-rate cash back cards available to Canadians.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | Verify at capitalone.ca |
| Purchase interest rate | Verify at capitalone.ca |
| Cash advance rate | Verify at capitalone.ca |
| Foreign transaction fee | Verify at capitalone.ca |
| Income requirement | Verify at capitalone.ca |
| Network | Mastercard |
| Welcome bonus | Verify current offer at capitalone.ca |
All card features must be verified at capitalone.ca. This card’s availability in Canada is not confirmed — do not apply before verifying Canadian availability.
If Available in Canada: Earn Rates
The US Capital One Quicksilver earns 1.5% cash back on all eligible purchases — a flat rate with no categories. If a Canadian equivalent is offered, verify the earn rate at capitalone.ca.
| Category | Cash Back Rate |
|---|---|
| All eligible purchases | 1.5% (US rate — verify Canadian rate at capitalone.ca) |
No-Fee Flat-Rate Cash Back: Canadian Alternatives
If the Capital One Quicksilver is not currently available in Canada, these are confirmed Canadian no-fee flat-rate cash back products:
| Card | Annual Fee | Cash Back Rate | Network | Notes |
|---|---|---|---|---|
| Rogers Red Mastercard | $0 | 1.5% everywhere | Mastercard | Elevated on Rogers/Fido services |
| Amex SimplyCash Card | $0 | 1.25% everywhere | Amex | No Costco |
| Tangerine Money-Back | $0 | 2% on 2–3 categories | Mastercard | 0.5% on rest |
| Scotiabank Momentum No-Fee | $0 | Verify at scotiabank.com | Visa | Scotiabank ecosystem |
| BMO CashBack Mastercard | $0 | Elevated grocery (verify) | Mastercard | BMO ecosystem |
The Rogers Red Mastercard at 1.5% on all Mastercard purchases is Canada’s strongest confirmed no-fee flat-rate cash back card, providing the equivalent of what the Capital One Quicksilver offers in the United States — and it is widely available to Canadians without restriction.
About Capital One Canada
Capital One operates in Canada as a separate entity from Capital One US, subject to Canadian federal banking regulation and FCAC oversight. The Canadian credit card lineup includes Mastercard products for travel rewards and cash back, but product names and earn structures differ from US equivalents.
Visit capitalone.ca for:
- Current Canadian product lineup
- Application eligibility and income requirements
- Current interest rates and fee schedules (governed by FCAC disclosure rules)
Bottom Line
Before applying for any Capital One product in Canada, verify the current Canadian card lineup at capitalone.ca. If the Quicksilver is not available in Canada, the Rogers Red Mastercard (1.5% everywhere, Mastercard, no annual fee) is the closest confirmed Canadian equivalent.
Card availability, terms, earn rates, and annual fee are subject to verification at capitalone.ca. All Canadian credit card terms are subject to FCAC regulations and issuer discretion.