https://cardnorth.ca/credit-cards/comparisons/Recent content in Credit Card Comparisons — Canadian Head-to-Head Reviews on CardNorthHugo -- gohugo.ioen-caTue, 02 Jun 2026 19:34:10 -0400https://cardnorth.ca/credit-cards/comparisons/amex-cobalt-vs-scotiabank-gold-amex/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/amex-cobalt-vs-scotiabank-gold-amex/The Amex Cobalt and the Scotiabank Gold American Express are the two most-recommended everyday rewards cards in Canada, and they’re often pitched as direct competitors. Both earn strong rates at restaurants. Both have no income requirement. Both are on the Amex network. But they target different spenders and use fundamentally different rewards programs — which one wins depends entirely on where you shop and whether you want flexible points or simple fixed value.https://cardnorth.ca/credit-cards/comparisons/amex-cobalt-vs-amex-gold-rewards/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/amex-cobalt-vs-amex-gold-rewards/Both the Amex Cobalt and the Amex Gold Rewards Card earn Amex Membership Rewards — the most flexible travel currency available in Canada. The difference is how quickly they accumulate points and what they cost to hold. Here is the direct comparison. At a Glance Feature Amex Cobalt Amex Gold Rewards Annual fee $155.88 ($12.99/mo) $250 Annual travel credit None $100 Effective annual fee $155.88 $150 Top earn rate 5x MR (restaurants, cafes, delivery) 2x MR (grocery, gas, travel) Restaurant earn rate 5x 1x Grocery earn rate 5x (eligible merchants) / 1x (chains) 2x (all grocery) Gas earn rate 1x 2x Travel insurance Good Comprehensive Foreign transaction fee 2.https://cardnorth.ca/credit-cards/comparisons/cibc-dividend-vs-scotiabank-momentum/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/cibc-dividend-vs-scotiabank-momentum/The CIBC Dividend Visa Infinite and Scotiabank Momentum Visa Infinite are two of Canada’s best cash back credit cards and direct competitors. Both charge $120/year. Both are on the Visa Infinite network. Both earn 4% on groceries and gas. For most households, either card will outperform any no-fee card significantly — but there are important differences in earn categories, redemption flexibility, and which bank you prefer. Quick Verdict CIBC Dividend Visa Infinite Scotiabank Momentum Visa Infinite Choose if You bank with CIBC and want to redeem cash back on demand You want 4% extended to recurring bills and transit — the broadest 4% coverage in Canada Annual fee $120 $120 Rating 4.https://cardnorth.ca/credit-cards/comparisons/westjet-world-elite-vs-td-aeroplan-visa-infinite/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/westjet-world-elite-vs-td-aeroplan-visa-infinite/The RBC WestJet World Elite Mastercard and the TD Aeroplan Visa Infinite are both premium Canadian airline credit cards — but they represent fundamentally different philosophies. WestJet is simple and companion-voucher focused. Aeroplan is flexible and points-accumulation focused. Here is how they compare. At a Glance Feature WestJet World Elite MC TD Aeroplan Visa Infinite Annual fee $119 $139 Airline WestJet Air Canada / Star Alliance Earn currency WestJet Dollars Aeroplan points Value of earn currency $1 each (fixed) ~1.https://cardnorth.ca/credit-cards/comparisons/rogers-red-vs-tangerine-money-back/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/rogers-red-vs-tangerine-money-back/Two of Canada’s best no-fee cash back cards — the Rogers Red World Elite Mastercard and the Tangerine Money-Back Credit Card — take completely different approaches to earning rewards. Here is a direct comparison. Quick Comparison Rogers Red World Elite Mastercard Tangerine Money-Back Credit Card Annual fee $0 $0 Network Mastercard World Elite Mastercard Earn rate 1.5% on all purchases 2% in 2–3 categories; 0.5% other Rogers/Fido/Shaw 3% on bills N/A Foreign currency 3% earn / 2.https://cardnorth.ca/credit-cards/comparisons/rogers-vs-tangerine-vs-simplii/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/rogers-vs-tangerine-vs-simplii/Canada’s best no annual fee cash back cards are the Rogers Red World Elite Mastercard, Tangerine Money-Back Credit Card, and Simplii Financial Cash Back Visa. All three earn genuine cash back with no annual fee and no complex points program. The right choice depends on your income level, spending patterns, and whether you need flexibility or the best rate in a specific category. Quick Verdict Rogers Red World Elite Tangerine Money-Back Simplii Financial Best for High-income earners, FX spenders, Rogers/Fido customers Flexibility — choose your own bonus categories Frequent restaurant and dining spenders Annual fee $0 $0 $0 Income requirement $80,000 personal None None Rating 4.https://cardnorth.ca/credit-cards/comparisons/scotiabank-gold-amex-vs-amex-gold/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/scotiabank-gold-amex-vs-amex-gold/Two of Canada’s most popular mid-tier rewards cards share the word “Gold” and the American Express network — but they are very different products with different strengths. Here is a direct comparison to help you choose. Quick Comparison Scotiabank Gold American Express American Express Gold Rewards Card Annual fee $120 $250 Network American Express American Express Points programme Scene+ Amex Membership Rewards Groceries 6 pts/$1 (at eligible stores) 2 pts/$1 Dining & food delivery 6 pts/$1 2 pts/$1 Entertainment 3 pts/$1 2 pts/$1 Gas & transit 3 pts/$1 1 pt/$1 Travel 3 pts/$1 2 pts/$1 (on eligible travel) Everything else 1 pt/$1 1 pt/$1 Foreign transaction fee None 2.https://cardnorth.ca/credit-cards/comparisons/scotiabank-passport-vs-home-trust-preferred/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/scotiabank-passport-vs-home-trust-preferred/If you want to stop paying 2.5% foreign transaction fees on international spending, these are Canada’s two most recommended no-FX-fee cards: the Scotiabank Passport Visa Infinite ($150/year, with lounge access and Scene+ earn) and the Home Trust Preferred Visa ($0/year, 1% cash back, no perks). They’re not really competitors — they serve completely different roles. But many Canadians want to know which one to hold, and whether paying $150 is worth it over a free card.https://cardnorth.ca/credit-cards/comparisons/tangerine-vs-simplii/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/tangerine-vs-simplii/Two of Canada’s most recommended no-fee cash back credit cards come from digital-first banks: the Tangerine Money-Back Credit Card (issued by Scotiabank-owned Tangerine) and the Simplii Financial Cash Back Visa (issued by CIBC-owned Simplii). Both have no annual fee, solid earn rates, and monthly-equivalent payouts. Which one is better depends almost entirely on where you spend. At a Glance Feature Tangerine Money-Back Simplii Cash Back Visa Annual fee $0 $0 Top earn rate 2% in 2–3 chosen categories 4% on restaurants/bars/cafes (first $5,000/year) Grocery earn rate 2% (if chosen as a category) 1.https://cardnorth.ca/credit-cards/comparisons/td-aeroplan-vs-cibc-aeroplan-visa-infinite/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/td-aeroplan-vs-cibc-aeroplan-visa-infinite/The TD Aeroplan Visa Infinite and CIBC Aeroplan Visa Infinite are functionally near-identical. Same $139 annual fee. Same Visa Infinite network. Same earn rate on groceries and gas. Same free first checked bag on Air Canada. Both deposit points directly into your Aeroplan account. For most cardholders, the right answer is simply: apply to whichever bank you already bank with. That said, there are two meaningful differences — one in earn rates, one in insurance — that matter to specific spenders.https://cardnorth.ca/credit-cards/comparisons/td-cash-back-vs-bmo-cashback-world-elite/Tue, 02 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/comparisons/td-cash-back-vs-bmo-cashback-world-elite/Both the TD Cash Back Visa Infinite and the BMO CashBack World Elite Mastercard are premium cash back cards for everyday household spending. Both target grocery and gas spenders. But there are meaningful differences: different earn rates, different income requirements, different networks, and a $19 gap in annual fees. Here’s how they stack up. Quick Verdict TD Cash Back Visa Infinite BMO CashBack World Elite Choose if You bank with TD, meet $60K income, and want a simple Visa with 3% on the big three categories You meet the $80K income threshold and want the highest grocery cash back rate in Canada (5%) plus strong transit earn Annual fee $139 $120 Rating 4.