The Desjardins Cash Back Mastercard is a basic no-fee cash back card in the Desjardins lineup. It is meant for members who want cash back on a Mastercard without paying an annual fee.
Quick Verdict
Best for: Desjardins members seeking a simple no-fee cash back Mastercard.
Not ideal for: those who qualify for the premium Cash Back World Mastercard and want stronger benefits.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | 20.99% |
| Cash advance rate | 22.99% |
| Foreign transaction fee | 2.5% |
| Income requirement | None listed |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at desjardins.com before applying.
Bottom Line
The Desjardins Cash Back Mastercard is a straightforward no-fee option for everyday spending. If you qualify, the World Mastercard version is usually the better card to compare against.