The Desjardins Cash Back World Mastercard is the premium no-fee cash back card in Desjardins’’s lineup. It is aimed at members who want cash back plus World Mastercard benefits without paying an annual fee.
Quick Verdict
Best for: Desjardins members who qualify for the World tier and want a no-fee cash back Mastercard.
Not ideal for: people who do not meet the income requirement or who want a fixed-value points programme instead of cash back.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | 20.99% |
| Cash advance rate | 22.99% |
| Foreign transaction fee | 2.5% |
| Income requirement | $80,000 individual or $150,000 household |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at desjardins.com before applying.
Bottom Line
The Desjardins Cash Back World Mastercard is the stronger no-fee cash back option for eligible members. If you cannot qualify, the Desjardins Cash Back Visa is the fallback choice.