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KOHO Everything Mastercard Review 2026: Is It Worth It in Canada?

Updated

The KOHO Everything Mastercard is KOHO’’s premium prepaid plan. It is aimed at users who want the fullest set of KOHO features, stronger rewards, and additional perks beyond the free tier.

Quick Verdict

Best for: heavy KOHO users who will use the premium features and rewards.
Not ideal for: people who just want a no-cost spending card or a traditional credit card.

Key Card Details

FeatureDetail
Annual feeVerify at koho.ca
Purchase interest rateN/A, prepaid card
Cash advance rateN/A, prepaid card
Foreign transaction feeVerify at koho.ca
Income requirementNone
NetworkMastercard
RewardsPrepaid cash back / perks

Verify current plan features and pricing at koho.ca before signing up.

Bottom Line

KOHO Everything is the premium KOHO option, but whether it is worth it depends on how much value you get from the subscription and features.