https://cardnorth.ca/credit-cards/mbna/Recent content in MBNA Credit Cards: Fees, Rates and Rewards of Each Mastercard on CardNorthHugo -- gohugo.ioen-caThu, 12 Nov 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-smart-cash-platinum-plus-mastercard/Fri, 12 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-smart-cash-platinum-plus-mastercard/How cash back is paid Cash back is earned as MBNA Dollars, which have no value until you redeem them as a statement credit. Redemption isn’t automatic: MBNA Dollars build up until you tell MBNA how to redeem them. You need at least 50 MBNA Dollars to make a request. You can take them as a credit to the account, an electronic deposit to your personal chequing account or a donation to a participating charity.https://cardnorth.ca/credit-cards/mbna/mbna-smart-cash-world-mastercard/Fri, 12 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-smart-cash-world-mastercard/How MBNA Dollars are redeemed The card pays its cash back in MBNA Dollars. You can redeem them as a credit to the account, an electronic deposit to your personal chequing account or a donation to participating charitable organizations. Redemption doesn’t happen automatically: MBNA Dollars accumulate until you tell MBNA how to redeem them. You need at least 50 MBNA Dollars to make a redemption request. A statement credit doesn’t count toward your minimum payment.https://cardnorth.ca/credit-cards/mbna/mbna-amazon-ca-rewards-mastercard/Thu, 04 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-amazon-ca-rewards-mastercard/How points are redeemed Redemption is automatic: MBNA checks your balance at the end of each statement period, and for each 2,000 points it has Amazon load an Amazon.ca Gift Card to your Amazon.ca account. Each gift card is worth $20, and it can be used only on Amazon.ca and at Amazon-branded stores in Canada. Points have no cash value, and if MBNA closes the account, unredeemed points are forfeited.https://cardnorth.ca/credit-cards/mbna/mbna-rewards-platinum-plus-mastercard/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-rewards-platinum-plus-mastercard/Redeeming points Travel is worth 100 points per $1, and cash and charity donations 200 points per $1. If you don’t have enough points for a travel purchase, you can pay the rest with your available credit. A cash reward needs at least 10,000 points, paid as a statement credit, a cheque or a deposit to a chequing or savings account. Gift card and merchandise values are in the Rewards Catalogue.https://cardnorth.ca/credit-cards/mbna/mbna-rewards-world-elite-mastercard/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-rewards-world-elite-mastercard/What counts in the bonus categories The 5 point rate applies only to purchases at merchants with the merchant category codes MBNA lists for each category. Digital media covers subscription merchants and digital books, movies, music and games; household utilities cover phone, cable and satellite TV, and electric, gas, heating oil and water. A purchase that fits more than one category earns points in only one of them. How the caps work Each category earns 5 points per $1 until you spend $50,000 in that category in a calendar year, and then the base rate of 1 point per $1.https://cardnorth.ca/credit-cards/mbna/mbna-true-line-gold-mastercard/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-true-line-gold-mastercard/How balance transfers work You can move high-interest balances from other credit cards to the card, or send available credit to your personal chequing account. The total transferred can’t exceed your credit limit, and a transfer can’t pay down a balance with MBNA or another member of the TD Bank Group. Balance transfer fee Outside Quebec, each balance transfer carries a fee of 1.00% of the amount, with a minimum of $3.https://cardnorth.ca/credit-cards/mbna/mbna-true-line-mastercard/Mon, 01 Jun 2026 00:00:00 +0000https://cardnorth.ca/credit-cards/mbna/mbna-true-line-mastercard/How balance transfers work The transferred money can go to a credit card with a bank other than TD or MBNA, to a bank account or to some other creditor. Neither transfers nor cash advances have a grace period: interest builds from the day of the transaction, even when the statement is cleared by its due date. Each balance transfer made with the application carries a fee of 3.00% of the amount, with a minimum of $3.