National Bank offers business credit card options for Canadian companies through both Visa and Mastercard networks. The National Bank Business Visa provides small business owners access to business credit with expense management tools and rewards earning through National Bank’s loyalty programs.
Quick Verdict
Best for: National Bank business banking clients who prefer a Visa network business card for broader merchant acceptance.
Not ideal for: High-volume businesses that may benefit more from a premium business card with stronger earn rates and travel benefits.
Key Card Details
| Feature | Details |
|---|---|
| Annual Fee | Verify at nbc.ca |
| Network | Visa |
| Rewards | ncRewards or cash back (verify) |
| Income Requirement | None stated |
| Purchase Interest Rate | 19.99% |
| Cash Advance Rate | 22.99% |
| Foreign Transaction Fee | 2.5% |
| Employee Cards | Available |
Note: National Bank’s business card lineup changes periodically. Visit nbc.ca for the current product offerings and terms.
Benefits and Perks
- Business rewards on eligible purchases
- Employee cards — consolidate expenses
- Year-end statement — simplify accounting
- Purchase protection on eligible purchases
- National Bank online business banking integration
National Bank Business Card Lineup
| Card | Network | Annual Fee | Best For |
|---|---|---|---|
| National Bank Business Mastercard | Mastercard | Verify | NB business Mastercard |
| National Bank Business Visa | Visa | Verify | NB business Visa |
Who Is This Card Best For?
- National Bank business banking clients who prefer Visa
- Quebec-based businesses strongly tied to National Bank
- Small businesses wanting a separate business credit card
Alternatives
| Card | Annual Fee | Network | Best For |
|---|---|---|---|
| National Bank Business Mastercard | Verify | Mastercard | NB Mastercard option |
| TD Business Cash Back Visa | $0 | Visa | No-fee business Visa |
| Amex Business Edge | $99 | Amex | Higher category earn rates |
Bottom Line
The National Bank Business Visa is a practical choice for National Bank business banking clients who want to consolidate expenses and earn rewards on a Visa network card. Visit nbc.ca to compare the full current business card lineup.
Disclaimer: Card terms, earn rates, and features are subject to change. Verify all current details at nbc.ca before applying.