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United MileagePlus Neo World Elite Mastercard Review 2026: Is It Worth It in Canada?

Updated

The United MileagePlus Neo World Elite Mastercard is a co-branded travel card in Neo Financial’’s lineup. It is aimed at Canadians who collect United MileagePlus miles and want a premium Mastercard tied to that programme.

Quick Verdict

Best for: United flyers and MileagePlus collectors who want a Neo-branded travel card.
Not ideal for: people who want simple cash back or do not fly United regularly.

Key Card Details

FeatureDetail
Annual feeVerify at neo.ca
Purchase interest rateVerify at neo.ca
Cash advance rateVerify at neo.ca
Foreign transaction feeVerify at neo.ca
Income requirement$80,000 individual or $150,000 household
NetworkMastercard
RewardsUnited MileagePlus

Verify current terms, earn rates, and welcome bonuses at neo.ca before applying.

Bottom Line

The United MileagePlus Neo World Elite Mastercard is a niche travel card for United flyers. If you do not regularly redeem MileagePlus miles, a general cash back card will usually be better.