The Neo World Elite Mastercard Shop & Dine is a premium no-fee Neo card built around shopping and dining spend. It is aimed at Canadians who want a World Elite tier card without an annual fee.
Quick Verdict
Best for: shoppers and diners who qualify for the World Elite tier.
Not ideal for: people who want a flat-rate rewards card or who do not meet the income requirement.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | Verify at neo.ca |
| Cash advance rate | Verify at neo.ca |
| Foreign transaction fee | Verify at neo.ca |
| Income requirement | $80,000 individual or $150,000 household |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at neo.ca before applying.
Bottom Line
The Neo World Elite Mastercard Shop & Dine is a niche premium no-fee option that can work well if your spend aligns with Neo’’s network.