The Neo World Mastercard Everywhere is a no-fee World-tier Neo card built for broad everyday spending. It keeps Neo’’s merchant-driven rewards model and adds a more premium card tier for eligible Canadians.
Quick Verdict
Best for: Canadians who want a no-fee Neo Mastercard with World-tier benefits.
Not ideal for: people who cannot meet the income requirement or who prefer stable flat-rate cash back.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | Verify at neo.ca |
| Cash advance rate | Verify at neo.ca |
| Foreign transaction fee | Verify at neo.ca |
| Income requirement | $60,000 individual or $100,000 household |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at neo.ca before applying.
Bottom Line
The Neo World Mastercard Everywhere is mainly for Neo users who want a World-tier card without paying an annual fee. Its real value depends on where you shop and whether Neo’’s offers line up with your spending.