The Neo World Mastercard Gas & Grocery is a no-fee World-tier Neo card focused on two of the most common household spending categories: gas and groceries. It is designed for Canadians who want category-specific cash back without paying an annual fee.
Quick Verdict
Best for: households with meaningful gas and grocery spending who qualify for the World tier.
Not ideal for: people who want predictable cash back everywhere or who cannot meet the income requirement.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | Verify at neo.ca |
| Cash advance rate | Verify at neo.ca |
| Foreign transaction fee | Verify at neo.ca |
| Income requirement | $60,000 individual or $100,000 household |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at neo.ca before applying.
Bottom Line
The Neo World Mastercard Gas & Grocery is best when you can align your spending with Neo’’s merchant offers. If your fuel and grocery merchants are not in Neo’’s network, a traditional grocery cash back card may be easier to maximize.