The Neo World Mastercard Shop & Dine is a no-fee World-tier Neo card aimed at retail and dining spend. It combines Neo’’s merchant-based cash back model with a more premium Mastercard tier.
Quick Verdict
Best for: Canadians who shop and dine out often enough to benefit from Neo’’s merchant offers.
Not ideal for: people who prefer flat-rate cash back or who cannot qualify for the World tier.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | Verify at neo.ca |
| Cash advance rate | Verify at neo.ca |
| Foreign transaction fee | Verify at neo.ca |
| Income requirement | $60,000 individual or $100,000 household |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at neo.ca before applying.
Bottom Line
The Neo World Mastercard Shop & Dine is a niche no-fee card that can be strong when your spending lines up with Neo’’s merchant offers. As always with Neo, the value depends on the current partner network.