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RBC More Rewards Visa Review 2026: Is It Worth It in Canada?

Updated

The RBC More Rewards Visa is a no-annual-fee card for Canadians who want to earn More Rewards points without taking on a yearly fee. It sits in RBC’’s more basic rewards tier and works best as an entry or backup card.

Quick Verdict

Best for: RBC customers who want a no-fee points card.
Not ideal for: people chasing the strongest RBC earn rates or premium travel perks.

Key Card Details

FeatureDetail
Annual fee$0
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5%
Income requirementNone listed
NetworkVisa
RewardsMore Rewards

Verify current terms, earn rates, and welcome bonuses at rbc.com before applying.

Alternatives

Bottom Line

The RBC More Rewards Visa is mainly a low-cost entry into RBC’’s rewards ecosystem. For most Canadians, it is a starter card rather than a top-value long-term hold.