The Scotia Momentum Mastercard is a basic no-fee cash back card in Scotiabank’’s lineup. It is a simple option for Canadians who want a Mastercard version of the Momentum branding without the annual fee or premium earnings.
Quick Verdict
Best for: cardholders who want a no-fee Scotiabank Mastercard.
Not ideal for: people who want stronger cash back rates or premium card benefits.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | 20.99% |
| Cash advance rate | 22.99% |
| Foreign transaction fee | 2.5% |
| Income requirement | None stated |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms and earn rates at scotiabank.com before applying.
Alternatives
Bottom Line
The Scotia Momentum Mastercard is a plain no-fee card meant for basic use. If you want the strongest cash back value inside Scotiabank, the Momentum Visa Infinite is the card to compare against.