Fees and interest
| Annual fee | $35 USD |
|---|---|
| Additional card | $0 |
| Purchases | 19.99% |
| Cash advances | 22.99% |
| Balance transfers | 22.99% |
| Foreign transactions | 2.5% |
Who can apply
| Income | None stated |
|---|---|
| Quebec | Offered |
| Card type | Personal, Visa |
Perks and coverage
- Purchase protection90 days from purchase
- Extended warrantyadds 1 year to the warranty
- Rental car collision and loss damage outside Canada, when you also hold an eligible Scotiabank card
- Avis budget discount
- Shell fuel discount
Coverage has conditions and limits. Read Scotiabank's certificate of insurance or benefit terms before relying on it.
Good to know
Purchases in other currencies
Purchases in U.S. dollars carry no foreign currency conversion fee. Transactions in any other currency, Canadian dollars included, are still charged the card’s foreign currency conversion fee.
Rental car cover with a second Scotiabank card
If you also hold a Scotiabank Passport Visa Infinite, Scotia Momentum Visa Infinite, ScotiaGold Passport Visa, Scotiabank Gold American Express or Scotiabank Platinum American Express card, you get rental car collision and loss damage cover. It covers rentals outside Canada paid with the U.S. Dollar Visa, and at claim time both accounts must be in good standing.
Questions
What is the annual fee for the Scotiabank U.S. Dollar Visa?
$35 USD a year, and $0 for each additional card.
What interest rates does the Scotiabank U.S. Dollar Visa charge?
19.99% on purchases and 22.99% on cash advances.
Is there a fee on purchases in Canadian dollars?
Yes: transactions in any currency other than U.S. dollars, Canadian dollars included, carry the foreign currency conversion fee that applies to the card.