The Tangerine Money-Back World Mastercard is the World-tier version of Tangerine’’s flexible no-fee cash back card. It keeps the core Tangerine feature set intact: choose your categories, earn 2% in the ones you use most, and avoid paying an annual fee.
Quick Verdict
Best for: Canadians who want a no-fee cash back card with flexible categories and qualify for the World Mastercard tier.
Not ideal for: people who do not meet the income requirement or who want transferable travel points instead of cash back.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | 20.95% |
| Cash advance rate | 22.95% |
| Foreign transaction fee | 2.5% |
| Income requirement | $60,000 individual or $100,000 household |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at tangerine.ca before applying.
How It Works
Choose up to two 2% categories by default, or three if you deposit rewards into a Tangerine Savings Account. All other eligible purchases earn a lower base rate.
World Benefits
The World tier may include benefits such as:
- Rental car coverage
- Mobile device insurance
- Concierge service
- Mastercard World travel benefits
Verify the current benefit list at Tangerine before applying.
Alternatives
Bottom Line
The Tangerine Money-Back World Mastercard is a strong no-fee option if you qualify for the World tier. For many households, it is one of the easiest cards to keep long term because it combines flexibility with no annual fee.