The Tangerine Rewards World Elite Mastercard is the top-tier no-fee cash back card in Tangerine’’s lineup. It pairs the bank’’s flexible category-selection model with World Elite Mastercard benefits, making it one of the strongest fee-free cards for eligible Canadians.
Quick Verdict
Best for: higher-income Canadians who want a premium no-fee cash back card with category flexibility.
Not ideal for: people who cannot meet the income requirement or prefer travel points over cash back.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | 20.95% |
| Cash advance rate | 22.95% |
| Foreign transaction fee | 2.5% |
| Income requirement | $80,000 individual or $150,000 household |
| Network | Mastercard |
| Rewards | Cash back |
Verify current terms, earn rates, and welcome bonuses at tangerine.ca before applying.
How It Works
Like the other Tangerine cards, you can choose categories that earn 2% cash back. The World Elite version gives you the same basic earning structure with stronger cardholder benefits.
World Elite Benefits
Depending on current Tangerine and Mastercard terms, benefits may include:
- Concierge service
- Travel insurance or rental coverage features
- Mobile device insurance
- Mastercard World Elite travel benefits
Always verify the current benefit list before applying.
Alternatives
- Tangerine Money-Back World Mastercard
- Tangerine Money-Back Credit Card
- Rogers Red World Elite Mastercard
Bottom Line
The Tangerine Rewards World Elite Mastercard is a compelling no-fee cash back option for Canadians who meet the income requirement. If you qualify, it is usually the best Tangerine card to hold.