The TD Aeroplan Visa Infinite Business Card is TD’s premium business credit card for Canadian companies whose owners and employees frequently fly Air Canada. With Maple Leaf Lounge access, high Aeroplan earn rates, and comprehensive travel insurance, it targets businesses that want to maximize Air Canada loyalty while managing business expenses.
Quick Verdict
Best for: Frequent Air Canada business travellers who want the highest Aeroplan earn rates, Maple Leaf Lounge access, and comprehensive travel coverage on a single business card.
Not ideal for: Businesses with minimal Air Canada travel or those unwilling to pay the $599 annual fee.
Key Card Details
| Feature | Details |
|---|---|
| Annual Fee | $599 CAD |
| Network | Visa Infinite Business |
| Rewards Program | Aeroplan |
| Income Requirement | None stated |
| Purchase Interest Rate | 19.99% |
| Cash Advance Rate | 22.99% |
| Foreign Transaction Fee | 2.5% |
| Lounge Access | Air Canada Maple Leaf Lounge |
| Employee Cards | Available |
Note: Earn rates and features are subject to change. Verify at td.com.
Welcome Bonus
TD periodically offers substantial welcome bonuses on the Aeroplan Visa Infinite Business. Check td.com for the current offer, which may include 10,000–75,000+ Aeroplan points on qualifying spend.
Aeroplan Earn Rates
The TD Aeroplan Visa Infinite Business earns at the highest rates in TD’s Aeroplan lineup:
| Category | Earn Rate |
|---|---|
| Air Canada purchases | High multiplier (verify at td.com) |
| All other purchases | High base rate |
Maple Leaf Lounge Access
Cardholders receive complimentary Air Canada Maple Leaf Lounge access, including domestic and international Maple Leaf Lounges when flying Air Canada. This benefit alone can be worth $400–$600+ per year for frequent business travellers.
Comprehensive Travel Insurance
| Coverage | Included |
|---|---|
| Emergency Medical (Out of Province/Country) | ✅ |
| Trip Cancellation/Interruption | ✅ |
| Baggage Delay and Loss | ✅ |
| Flight Delay | ✅ |
| Car Rental Collision/Loss Damage Waiver | ✅ |
| Common Carrier Accident | ✅ |
Business Benefits
- Employee cards — all cards earn Aeroplan on business purchases
- Year-end account summaries — simplify business expense reporting
- TD online business banking — integrated account management
- Purchase protection and extended warranty
TD Aeroplan Business Card Comparison
| Card | Annual Fee | Best For |
|---|---|---|
| TD Aeroplan Visa Business | $149 | Entry business Aeroplan |
| TD Aeroplan Visa Infinite Business | $599 | Premium + lounge access |
Who Is This Card Best For?
- Frequent Air Canada business travellers — 6+ trips/year
- Business owners with high monthly spend wanting max Aeroplan
- Companies with multiple travelling employees who need lounge access
- Aeroplan Elite status chasers building toward higher status tiers
Alternatives
| Card | Annual Fee | Lounge? | Best For |
|---|---|---|---|
| Amex Aeroplan Business Reserve | $599 | Maple Leaf Lounge | Amex vs. Visa comparison |
| CIBC Aeroplan Visa Business | $180 | No | Mid-tier business Aeroplan |
| American Express Business Platinum | $799 | Global lounges | Max premium business travel |
Bottom Line
The TD Aeroplan Visa Infinite Business is one of Canada’s top premium business credit cards for Air Canada loyalists. The Maple Leaf Lounge access, elite Aeroplan earning, and comprehensive business travel insurance make the $599 annual fee justifiable for frequent business flyers. Less frequent travellers are better served by the lower-tier TD Aeroplan Visa Business.
Disclaimer: Card terms, earn rates, and features are subject to change. Verify all current details at td.com before applying.