Fees and interest
| Annual fee | $39 USD |
|---|---|
| Additional card | $0 |
| Purchases | 21.99% |
| Cash advances | 22.99% |
| Balance transfers | 22.99% |
| Foreign transactions | 2.5% |
Who can apply
| Income | None stated |
|---|---|
| Quebec | Offered |
| Card type | Personal, Visa |
Perks and coverage
- Trip interruption insuranceup to $5,000 a person a trip
- Baggage insurancedelayed and lost baggage, up to $1,000 a person
- Rental car collision and loss damagerentals up to 48 days, cars worth up to $65,000
- Purchase protection90 days from purchase
- Extended warrantyadds 1 year to the warranty
- Common carrier accident insuranceup to $500,000
- Emergency travel assistance
- Avis and Budget rental discount
Coverage has conditions and limits. Read TD's certificate of insurance or benefit terms before relying on it.
Good to know
Purchases in other currencies
Purchases in U.S. dollars carry no foreign currency conversion fee. Purchases and cash advances in other currencies, Canadian dollars included, are converted to U.S. dollars on your statement and carry a foreign currency conversion charge.
The Borderless Plan fee rebate
With a TD Borderless Plan, TD puts $39 USD towards the primary cardholder annual fee. Additional cardholder fees are not rebated, and the rebate cannot be combined with another annual fee rebate on the card.
Questions
What is the annual fee for the TD U.S. Dollar Visa?
$39 USD a year, and $0 for each additional card.
What interest rates does the TD U.S. Dollar Visa charge?
21.99% on purchases and 22.99% on cash advances.
Is there a fee on purchases in Canadian dollars?
Yes: purchases in currencies other than U.S. dollars, Canadian dollars included, are converted to U.S. dollars and carry a foreign currency conversion charge.
Does a TD bank account rebate the annual fee?
With a TD Borderless Plan, TD puts $39 USD towards the primary cardholder annual fee.