The Tims Mastercard is a no-fee co-branded card built around the Tims Rewards programme. It is aimed at regular Tim Hortons customers who want to earn rewards on everyday purchases and redeem them within the Tims ecosystem.
Quick Verdict
Best for: regular Tim Hortons customers who already use Tims Rewards.
Not ideal for: people who want unrestricted cash back or travel rewards.
Key Card Details
| Feature | Detail |
|---|---|
| Annual fee | $0 |
| Purchase interest rate | Verify with Tims Financial |
| Cash advance rate | Verify with Tims Financial |
| Foreign transaction fee | Verify with Tims Financial |
| Income requirement | None listed |
| Network | Mastercard |
| Rewards | Tims Rewards points |
Verify current terms, earn rates, and welcome offers with Tims Financial before applying.
Bottom Line
The Tims Mastercard is a simple no-fee loyalty card for Tim Hortons customers. Its value depends on how often you use the Tims ecosystem.