Skip to main content

CIBC Credit Cards — All Cards Reviewed (2026)

Updated

CIBC offers Aeroplan co-branded Visa cards alongside its own Aventura travel programme and the Dividend cash back lineup. With 18 cards reviewed, CIBC has one of the deepest lineups among Canada’s Big 6 banks.

Quick Picks: Best CIBC Card For…

GoalBest CardAnnual Fee
Earning Aeroplan on Air CanadaCIBC Aeroplan Visa Infinite$139
Flexible any-airline travel portalCIBC Aventura Visa Infinite$139
Best grocery cash backCIBC Dividend Visa Infinite$120
Costco membersCIBC Costco Mastercard$0
No-fee AeroplanCIBC Aeroplan Visa Card$0

CIBC Aeroplan Cards

CardAnnual FeeBest For
CIBC Aeroplan Visa Infinite$139Best CIBC Aeroplan card
CIBC Aeroplan Visa Infinite Privilege$599Ultra-premium Aeroplan
CIBC Aeroplan Visa Platinum$139Mid-tier Aeroplan
CIBC Aeroplan Visa Card$0No-fee Aeroplan

CIBC Aventura Cards

CardAnnual FeeBest For
CIBC Aventura Visa Infinite Privilege$499Ultra-premium Aventura
CIBC Aventura Visa Infinite$139Mid-premium Aventura
CIBC Aventura Gold Visa$139Mid-tier Aventura
CIBC Aventura Visa$0No-fee Aventura

CIBC Dividend (Cash Back) Cards

CardAnnual FeeBest For
CIBC Dividend Visa Infinite$1204% groceries & gas
CIBC Dividend Visa Platinum$99Mid-tier cash back
CIBC Dividend Visa$0No-fee cash back

CIBC Specialty Cards

CardAnnual FeeBest For
CIBC Costco Mastercard$0Costco members; 3% restaurant
CIBC Select Visa$29Balance carriers; 13.99% rate

CIBC Student & Newcomer Cards

CardAnnual FeeBest For
CIBC Student Visa$0Students
CIBC Welcome to Canada Visa$0Newcomers to Canada

CIBC Business Cards

CardAnnual FeeBest For
CIBC Aeroplan Visa Business$180Aeroplan business earn
CIBC Business Mastercard$0No-fee business
CIBC Bizline Visa$0Business line of credit card

CIBC Loyalty Programme Guides

  • CIBC Aventura Programme Guide
  • CIBC Aventura vs. CIBC Aeroplan: Which Programme Is Right for You?
  • Best CIBC Aventura Redemptions
  • CIBC Rewards Centre Travel Portal Guide
  • Aeroplan Programme Guide

Frequently Asked Questions

Which is the best CIBC credit card in Canada? For Aeroplan collectors, the CIBC Aeroplan Visa Infinite ($139/yr) is the best CIBC card — strong Aeroplan earn rates and competitive travel insurance. For cash back, the CIBC Dividend Visa Infinite ($120/yr) earns 4% on groceries and gas. Verify current rates and welcome offers at cibc.com.

Should I get CIBC Aeroplan or CIBC Aventura? The CIBC Aeroplan Visa Infinite is the better choice for most travellers — Aeroplan points are worth 1.5–5¢ each vs Aventura’s 0.5–1.0¢/pt. If you prefer any-airline flexibility without learning award charts, Aventura is simpler. See our full Aventura vs. Aeroplan comparison.

Does CIBC have a card for Costco? Yes. The CIBC Costco Mastercard ($0 annual fee) is accepted at Costco and earns cash back on Costco purchases and at other merchants. It is one of the few credit cards accepted at all Costco Canada locations. Verify current earn rates at cibc.com.