CIBC credit cards at the Visa Infinite tier require $60,000 personal income or $100,000 household income. Entry-level and no-fee cards have no income requirement.
CIBC Credit Card Income Requirements
| Card | Annual Fee | Personal Income | Household Income |
|---|---|---|---|
| CIBC Aeroplan Visa Infinite Privilege | $599 | $150,000 | $200,000 |
| CIBC Aventura Visa Infinite Privilege | $499 | $150,000 | $200,000 |
| CIBC Aeroplan Visa Infinite | $139 | $60,000 | $100,000 |
| CIBC Aventura Visa Infinite | $139 | $60,000 | $100,000 |
| CIBC Dividend Visa Infinite | $120 | $60,000 | $100,000 |
| CIBC Aeroplan Visa Platinum | $89 | None | None |
| CIBC Aventura Gold Visa | $139 | None | None |
| CIBC Aventura Visa | $0 | None | None |
| CIBC Aeroplan Visa Card | $0 | None | None |
| CIBC Dividend Visa Platinum | $99 | None | None |
| CIBC Dividend Visa | $0 | None | None |
| CIBC Select Visa | $29 | None | None |
| CIBC Student Visa | $0 | None | None |
What Counts as Income for CIBC?
CIBC accepts employment income, self-employment income, pension (CPP, OAS, private), and investment income. Income documentation (NOA, pay stubs) may be requested for higher-limit cards.
Options If You Don’t Meet the $60K Threshold
| Goal | Best Alternative |
|---|---|
| Want Aeroplan, no income requirement | CIBC Aeroplan Visa Platinum ($89/year) |
| Want Aventura points, no income req. | CIBC Aventura Gold Visa ($139) or CIBC Aventura Visa ($0) |
| Want cash back, no income req. | CIBC Dividend Visa Platinum ($99) or CIBC Dividend Visa ($0) |
| Low-rate card | CIBC Select Visa ($29; 10.99% rate) |
Related Articles
- How to Apply for a CIBC Credit Card
- All CIBC Credit Cards
- CIBC Aeroplan Cards Compared
- CIBC Aventura Cards Compared
Income thresholds current as of June 2026. Verify at cibc.com before applying. See our Advertiser Disclosure.