Scotiabank’s credit card lineup centres on Scene+ — its loyalty programme shared with Empire Company (Sobeys, FreshCo, IGA), Cineplex, and various travel partners. The flagship Scotiabank Gold American Express and Passport Visa Infinite are among Canada’s most popular rewards cards.
Quick Picks: Best Scotiabank Card For…
Scotiabank Scene+ Cards
Scotiabank Momentum (Cash Back) Cards
Scotiabank Low-Rate Cards
Scotiabank Student & Newcomer Cards
Scotiabank Business Cards
Scotiabank Loyalty Programme Guides
- Scene+ Programme Guide
- Scene+ Points Value: What Are Your Points Worth?
- Best Scene+ Redemptions
- Scene+ Grocery Earning Guide
- PC Optimum vs. Scene+
Frequently Asked Questions
Which is the best Scotiabank credit card in Canada?
The Scotiabank Gold American Express ($120/yr) is the best overall for most Canadians — earning 6 Scene+ at Sobeys-banner grocery stores, 5x at dining, and no foreign transaction fee. For travellers who prefer Visa and want lounge access, the Scotiabank Passport Visa Infinite ($150/yr) is the better choice. Verify current earn rates at scotiabank.com.
Does Scotiabank have a no-FX-fee credit card?
Yes. Both the Scotiabank Gold American Express and the Scotiabank Passport Visa Infinite waive foreign transaction fees — among the few Canadian credit cards that do. The Platinum American Express also has no FX fee.
What is the Scotiabank Gold Amex vs. Passport Visa Infinite?
The Gold Amex earns more Scene+ on everyday purchases (6x grocery, 5x dining) and waives the FX fee, at a lower annual fee ($120). The Passport Visa Infinite ($150) earns more on travel (3x Scene+), includes Visa Infinite Privilege benefits and airport lounge access, and uses the Visa network (accepted at Costco and more merchants). See our Scotiabank Gold Amex vs. Passport comparison.