TD Bank offers one of Canada’s largest credit card lineups, anchored by its co-branded Aeroplan Visa family and the TD Rewards travel programme. Whether you want to earn Aeroplan points, cash back, or a low interest rate, TD has an option.
Quick Picks: Best TD Card For…
TD Aeroplan Cards
TD Rewards / Travel Cards
TD Cash Back Cards
TD Low-Rate Cards
TD Student & Newcomer Cards
TD Business Cards
TD Loyalty Programme Guides
- TD Rewards Programme: Points Value, Earn Rates, and Redemptions
- TD First Class Travel vs. TD Aeroplan: Which Should You Choose?
- Aeroplan Programme Guide
Frequently Asked Questions
Which is the best TD credit card in Canada?
For Aeroplan collectors and Air Canada flyers, the TD Aeroplan Visa Infinite ($139/yr) is the best overall. For flexible travel rewards (any airline), the TD First Class Travel Visa Infinite (also $139/yr) earns 6x on dining and groceries. Verify current earn rates and welcome bonuses at td.com.
Should I get TD Aeroplan or TD First Class Travel?
If you fly Air Canada at least once or twice a year, the TD Aeroplan card typically delivers more value — Aeroplan points are worth 1.5–5¢ each vs TD Rewards’ 0.5¢/pt. If you want any-airline flexibility and prefer a simple portal, the TD First Class Travel is the better fit. See our full TD First Class Travel vs. TD Aeroplan comparison.
Do TD credit cards charge a foreign transaction fee?
Yes. Most TD credit cards charge a 2.5% foreign transaction fee on purchases in foreign currencies. TD does not currently offer a no-FX-fee card in its standard consumer lineup. For travel abroad, consider pairing with a no-FX card like the Scotiabank Passport Visa Infinite.