"How much are TD Rewards points worth in Canadian dollars?"

"TD Rewards points are worth approximately 0.5 cents CAD each when redeemed through Expedia for TD (the best redemption rate). That means 10,000 TD Rewards points = $50 in travel booked through Expedia for TD. At the \"More with TD\" rate for any travel expense, the value is approximately 0.4 cents per point. Points are worth less for non-travel redemptions like gift cards or merchandise."

"How many TD Rewards points do I need for a flight?"

"The number of TD Rewards points needed for a flight depends on the cash price. At 0.5 cents per point via Expedia for TD, a $500 flight requires 100,000 TD Rewards points. At the \"More with TD\" rate (0.4 cpp), the same flight costs 125,000 points. Build points faster with the 8x earn rate on Expedia for TD bookings through the TD First Class Travel Visa Infinite."

"What is the difference between TD Rewards and Aeroplan?"

"TD Rewards points are earned on most TD Visa credit cards and redeemed through TD travel portals (primarily Expedia for TD) or toward any travel expense. Aeroplan is Air Canada's loyalty programme — Aeroplan points are earned on TD Aeroplan Visa cards and redeemed directly through Aeroplan for flights, upgrades, and rewards. Aeroplan offers higher redemption value for travellers who fly Air Canada or Star Alliance; TD Rewards is more flexible across airlines and travel types."

"Which TD credit card earns the most TD Rewards points?"

"The TD First Class Travel Visa Infinite earns the most TD Rewards points per dollar, with 8x on Expedia for TD bookings, 6x on groceries and dining, and 4x on recurring bills and gas. The TD Platinum Travel Visa earns 3x on groceries and gas, 2x everywhere else — solid but lower than the First Class Travel card."

"Can TD Rewards points be transferred to airline miles?"

"No. TD Rewards points cannot be transferred to Aeroplan or other airline loyalty programmes. They are redeemed through TD's own travel portals (Expedia for TD, More with TD) or as statement credits against travel purchases. If you want to earn Aeroplan miles with a TD card, you need a TD Aeroplan Visa card — a separate product."

TD Rewards Points Calculator Canada 2026: How Many Points Will You Earn?

Enter your monthly spending in each category below to see how many TD Rewards points you would earn per year and what they are worth in CAD. Earn rates are based on the TD First Class Travel Visa Infinite, the flagship TD Rewards earning card.

TD Rewards Points Calculator

Based on TD First Class Travel Visa Infinite earn rates. Enter your typical monthly spending below.

Expedia for TD bookings ($/month avg) 8 pts per $1

Groceries ($/month) 6 pts per $1

Restaurants & dining ($/month) 6 pts per $1

Gas & recurring bills ($/month) 4 pts per $1

All other spending ($/month) 2 pts per $1

Point value (cents per point) 0.5¢ = Expedia for TD (best rate)

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Estimates only. Value based on Expedia for TD redemption (0.5¢/pt). Verify earn rates with TD before applying.

TD Rewards Points Value Reference

Points Balance	Expedia for TD (~0.5¢/pt)	More with TD (~0.4¢/pt)	Gift Cards (~0.25¢/pt)
10,000 pts	$50	$40	$25
50,000 pts	$250	$200	$125
100,000 pts	$500	$400	$250
200,000 pts	$1,000	$800	$500

TD Rewards Cards Compared

Card	Annual Fee	Best Earn Rate	Expedia for TD
TD First Class Travel Visa Infinite	$139	8x (Expedia for TD)	✓ 8x
TD Platinum Travel Visa	$89	3x (grocery/gas)	✓ 6x
TD Rewards Visa	$0	2x (groceries)	✓ 4x

How to Get the Most from TD Rewards Points

Always book through Expedia for TD: The 8x earn rate on the First Class card (versus 2x elsewhere) makes the portal worth using for flights, hotels, and car rentals
Redeem through Expedia for TD or More with TD: These options deliver the highest point value (0.5¢ and 0.4¢/pt respectively) — avoid gift cards and merchandise
Use the 4x categories for recurring bills: Setting up recurring bill payments earns 4x instead of the 2x base rate
Stack with welcome bonuses: The TD First Class Travel often carries a 100,000-point welcome bonus, worth $500 via Expedia for TD