Air Miles is one of Canada’s oldest and most widely-held loyalty programmes — with tens of millions of collector accounts. It operates across a network of retail, fuel, and service partners, and uniquely offers two currencies: Cash Miles (instant in-store savings) and Dream Miles (flights and travel redemptions).
Best Air Miles cards come from BMO, which is the primary financial partner for the programme.
Cash Miles vs. Dream Miles at a Glance
| Feature | Cash Miles | Dream Miles |
|---|---|---|
| Redemption | In-store savings at checkout | Flights, vacations, merchandise |
| Rate | 95 Cash Miles = $10 (~10.5¢/mile) | 1.5–3¢+/mile on flights |
| Simplicity | Very simple | Requires planning |
| Best for | Everyday savers | Travellers |
Best Air Miles Credit Cards
| Card | Annual Fee | Earn Rate | Best For |
|---|---|---|---|
| BMO Air Miles World Elite Mastercard | $120 | 3 miles/$12 grocery/gas/pharmacy; 2 miles/$12 elsewhere | Top Air Miles earner |
| BMO Air Miles World Mastercard | $0 | 2 miles/$12 eligible; 1 mile/$12 elsewhere | No-fee earner |
| BMO Air Miles Mastercard | $0 | 1 mile/$12 everywhere | Entry-level |
Earn rates and fees subject to change. Verify at bmo.com and airmiles.ca.
Key Air Miles Partners in Canada
- Fuel: Shell Canada
- Grocery: Metro (Ontario), IGA / Sobeys (some regions — verify at airmiles.ca)
- Pharmacy: Rexall, Jean Coutu (Quebec)
- Specialty retail: Various (see airmiles.ca for current partner list)
Air Miles Programme Articles
- How Air Miles Works in Canada 2026
- Air Miles Value Guide: How Much Are Air Miles Worth?
- Cash Miles vs. Dream Miles: Which Should You Choose?
- Best Air Miles Credit Cards in Canada 2026
- How Many Air Miles Do You Need for a Flight in Canada?
Air Miles programme terms, partners, and earn rates are subject to change. Verify at airmiles.ca. See our Advertiser Disclosure.