CIBC offers two distinct families of travel credit cards — Aventura (CIBC’s in-house portal programme) and Aeroplan (Air Canada’s co-branded programme). Choosing between them is one of the most important decisions for CIBC banking customers.
At a Glance
| Feature | CIBC Aventura Visa Infinite | CIBC Aeroplan Visa Infinite |
|---|---|---|
| Programme | CIBC Aventura | Aeroplan |
| Annual fee | ~$139 | ~$139 |
| Network | Visa Infinite | Visa Infinite |
| Grocery earn | 1.5x Aventura | 1.5x Aeroplan |
| Travel earn | 2x Aventura | 3x Aeroplan (Air Canada) |
| Point value | 0.5–1.0¢/pt | 1.5–5¢+/pt |
| Airline flexibility | Any airline (portal) | Best on Air Canada / Star Alliance |
| Transfer partners | None | Aeroplan IS the airline programme |
| Lounge access | Verify at cibc.com | Verify at cibc.com |
All figures subject to change. Verify at cibc.com.
Point Value: The Critical Difference
CIBC Aventura Visa Infinite:
- 0.5¢/pt standard redemption rate
- 1.5x grocery = ~0.75¢/dollar in travel value
- 100,000 Aventura pts = $500–$1,000 (depends on tier)
CIBC Aeroplan Visa Infinite:
- ~1.5¢/pt average economy redemption on Air Canada
- 2–5¢/pt on business class or Star Alliance sweet spots
- 100,000 Aeroplan pts = $1,500–$5,000+ depending on how redeemed
For every 100,000 points earned on the same category spend, Aeroplan delivers 3–10x more travel value than Aventura. This gap is the central argument for the Aeroplan card.
Earn Rate Comparison
| Category | CIBC Aventura VI (earn → value) | CIBC Aeroplan VI (earn → value) |
|---|---|---|
| Air Canada flights | 2x = 1.0¢/$ | 3x = 4.5¢/$ (avg Aeroplan) |
| Groceries | 1.5x = 0.75¢/$ | 1.5x = 2.25¢/$ |
| Gas & drugstore | 1.5x = 0.75¢/$ | 1x = 1.5¢/$ |
| Everything else | 1x = 0.5¢/$ | 1x = 1.5¢/$ |
Across every category, the Aeroplan card delivers 2–4.5x more travel value per dollar spent — driven entirely by the higher per-point value of Aeroplan vs Aventura.
When Aventura Makes Sense
Despite the lower point value, Aventura suits specific profiles:
1. Any-airline flexibility Aventura lets you book any airline at the cash price with no restrictions. For travellers who prefer WestJet, Porter, international carriers, or consolidator fares, Aventura’s portal flexibility avoids the limitations of Aeroplan award space.
2. Simpler redemption process No award charts, no partner rules, no transfer wait times. Book travel like you would on Expedia — pay with points. For travellers who don’t want to learn programme mechanics, Aventura is easier.
3. Non-Air Canada flyers If you live in a market primarily served by WestJet or a regional carrier, Aeroplan’s premium value on Air Canada flights is less relevant. Aventura’s flat portal rate applies equally to any airline.
Who Should Get Each Card
Choose CIBC Aeroplan Visa Infinite if:
- You fly Air Canada at least once or twice a year
- You want access to business class and premium redemptions
- You’re building Aeroplan from other sources (Amex Cobalt) and want a second earn stream
- You care about Star Alliance partner airlines (Lufthansa, Swiss, Singapore)
Choose CIBC Aventura Visa Infinite if:
- You prefer any-airline flexibility over Air Canada-specific value
- You want a simple portal programme without award chart research
- You primarily fly non-Air Canada carriers
- You’re a CIBC banking customer who wants a straightforward travel card
The Verdict
For most travellers: CIBC Aeroplan Visa Infinite. The 3x superior point value on Air Canada travel and the 2x+ advantage on all everyday spend categories is difficult to overcome. Unless you specifically need Aventura’s any-airline flexibility, Aeroplan delivers more travel for every dollar spent.
The counterargument: If you never fly Air Canada and book consolidator fares on international carriers, Aeroplan’s Air Canada premium doesn’t help you — Aventura’s portal flexibility is genuinely useful.
Related Articles
- How CIBC Aventura Works
- Best CIBC Aventura Redemptions
- CIBC Aventura Visa Infinite Review
- CIBC Aeroplan Visa Infinite Review
- Aeroplan Points Value Guide
Card details, earn rates, and annual fees subject to change. Verify at cibc.com. See our Advertiser Disclosure.