CIBC offers two Aventura-branded credit cards: the Aventura Visa Infinite (the core card) and the Aventura Visa Infinite Privilege (the premium tier). Both earn Aventura points redeemable through the CIBC Rewards Centre at approximately 1 cent per point for flights.
Quick Comparison
| Feature | Aventura Visa Infinite | Aventura Visa Infinite Privilege |
|---|---|---|
| Annual fee | $139 | $399 |
| Income requirement | $60K personal / $100K household | $150K personal / $200K household |
| Earn at CIBC Rewards Centre | 2x Aventura | 3x Aventura |
| Earn on gas, grocery, drugstore | 1.5x Aventura | 2x Aventura |
| Earn on dining | 1x Aventura | 2x Aventura |
| Earn everywhere else | 1x Aventura | 1x Aventura |
| Travel insurance | Comprehensive | Comprehensive + enhanced |
| Lounge access | None | Unlimited (Dragonpass) |
| Priority Pass | No | Yes |
Fees and earn rates subject to change. Verify at cibc.com before applying.
CIBC Aventura Visa Infinite — Best for Most Cardholders
Annual fee: $139 | Income: $60K personal / $100K household
The Aventura Visa Infinite is the right Aventura card for the majority of Canadian applicants. It earns Aventura points at competitive rates across everyday spending categories, and the travel insurance package is solid for a $139 card.
Earn Rates
| Category | Earn Rate |
|---|---|
| Travel booked via CIBC Rewards Centre | 2x Aventura |
| Gas | 1.5x Aventura |
| Grocery | 1.5x Aventura |
| Drugstore | 1.5x Aventura |
| Everything else | 1x Aventura |
Annual Earn Estimate
| Spend Category | Monthly Spend | Monthly Points | Annual Points |
|---|---|---|---|
| Grocery (1.5x) | $700 | 1,050 | 12,600 |
| Gas (1.5x) | $250 | 375 | 4,500 |
| Drugstore (1.5x) | $150 | 225 | 2,700 |
| Everything else (1x) | $1,000 | 1,000 | 12,000 |
| Total | — | — | 31,800 pts (~$318 travel value) |
Less $139 annual fee = ~$179 net annual travel value on this spending profile.
Travel Insurance Included
- Emergency out-of-province medical (up to $5,000,000)
- Trip cancellation / trip interruption
- Baggage delay and loss
- Flight delay
- Auto rental collision/loss damage
Insurance terms and coverage limits subject to change. Verify with CIBC.
Best For
- CIBC banking customers who want to keep credit rewards in one ecosystem
- Travellers who want to book any airline (not just Air Canada)
- Cardholders who value comprehensive travel insurance at a mid-range fee
Consider Alternatives If
- You fly Air Canada regularly → CIBC Aeroplan Visa Infinite (same fee, better Air Canada value)
- You want airline transfer partner flexibility → Amex Gold (earns MR points, transfers to Aeroplan and Avios)
- You want lounge access at this price point → Scotiabank Passport Visa Infinite ($150/year, 6 lounge visits, no FX fee)
CIBC Aventura Visa Infinite Privilege — Best for Heavy Travellers
Annual fee: $399 | Income: $150K personal / $200K household
The Privilege card targets frequent travellers who need lounge access and earn elevated Aventura points on their highest spending categories.
Earn Rates
| Category | Earn Rate |
|---|---|
| Travel booked via CIBC Rewards Centre | 3x Aventura |
| Gas | 2x Aventura |
| Grocery | 2x Aventura |
| Dining & restaurants | 2x Aventura |
| Drugstore | 2x Aventura |
| Everything else | 1x Aventura |
Key Additional Benefits
- Unlimited Dragonpass lounge access — no per-visit cap (Visa Infinite Privilege tier)
- Priority Pass membership included
- Enhanced travel insurance (including medical evacuation)
- Concierge services
Annual Earn Estimate
| Spend Category | Monthly Spend | Monthly Points | Annual Points |
|---|---|---|---|
| Grocery (2x) | $1,000 | 2,000 | 24,000 |
| Gas (2x) | $300 | 600 | 7,200 |
| Dining (2x) | $600 | 1,200 | 14,400 |
| Travel via portal (3x) | $500 | 1,500 | 18,000 |
| Everything else (1x) | $1,500 | 1,500 | 18,000 |
| Total | — | — | 81,600 pts (~$816 travel value) |
Less $399 annual fee = ~$417 net annual value on this spending profile.
The Privilege card delivers more value per dollar of spend than the base Visa Infinite — but only justifies its $399 fee for cardholders with high spend and frequent lounge use. A cardholder spending at the above rates who uses airport lounges 20+ times per year will likely extract well over the $399 fee.
Best For
- Very frequent travellers who use airport lounges regularly
- High-income households with significant spending on groceries, dining, gas, and travel
- CIBC banking customers seeking the highest Aventura earn tier
Consider Alternatives If
- You want the best-in-class lounge card under $600 → Amex Platinum ($799/year, unlimited Priority Pass + Centurion Lounge + Maple Leaf Club)
- You want airline transfer partners → Amex Platinum or Amex Gold
- You fly Air Canada frequently → CIBC Aeroplan Visa Infinite Privilege ($399/year, better Air Canada cabin upgrades)
Aventura vs. CIBC Aeroplan Visa Infinite: Which CIBC Card?
| Aventura Visa Infinite | CIBC Aeroplan Visa Infinite | |
|---|---|---|
| Annual fee | $139 | $139 |
| Points earned | Aventura (~1¢ each) | Aeroplan (1.5–4.5¢ each) |
| Best redemption | Any airline via portal | Air Canada + Star Alliance business |
| Checked bag on Air Canada | No | Yes (cardholder + 8 companions) |
| Airline flexibility | Any | Air Canada + Star Alliance |
| Best for | Multi-airline travellers | Air Canada frequent flyers |
For most Canadians who fly Air Canada even occasionally, the CIBC Aeroplan Visa Infinite delivers better value — Aeroplan points are worth 1.5–4.5¢ each vs. Aventura’s ~1¢. The Aventura Visa Infinite makes sense primarily for travellers who use budget airlines, WestJet, or international carriers that aren’t in the Star Alliance.
Aventura Credit Cards FAQ
What is the best CIBC Aventura card? Aventura Visa Infinite ($139) for most; Privilege ($399) only for frequent travellers who need unlimited lounge access.
Is CIBC Aventura Visa Infinite worth the annual fee? For regular spenders on gas, grocery, and drugstore, yes — the annual earn typically exceeds $139 in travel value.
How does Aventura compare to CIBC Aeroplan cards? Aventura: ~1¢/point, any airline via portal. Aeroplan: 1.5–4.5¢/point but mostly for Air Canada and Star Alliance. Aeroplan wins for Air Canada flyers.
Does Aventura Visa Infinite have lounge access? No. Privilege tier only for lounge access.
What income is required? $60K personal / $100K household (Visa Infinite). $150K personal / $200K household (Privilege).
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CIBC Aventura card fees, earn rates, insurance, and income requirements are subject to change. Verify at cibc.com before applying.