"How many PC Optimum points do I earn at Shoppers Drug Mart?"

"With the PC Financial World Elite Mastercard, you earn 45 PC Optimum points per $1 spent at Shoppers Drug Mart — an effective 4.5% return. With the PC Financial Mastercard (no income requirement), you earn 25 points per $1. If paying with a non-PC Financial card, you earn the base app rate — typically 15 points per $1 at Shoppers Drug Mart."

"Does Shoppers Drug Mart accept Amex?"

"Yes. Shoppers Drug Mart accepts Visa, Mastercard, and American Express. However, paying with an Amex card (like the Cobalt) earns Amex MR points, not PC Optimum points beyond the base app rate. For maximum PC Optimum earn at Shoppers, use a PC Financial Mastercard."

"What can I buy at Shoppers Drug Mart to earn PC Optimum points?"

"PC Optimum points are earned on most Shoppers Drug Mart purchases — beauty, personal care, household products, over-the-counter medications, vitamins, some food items, and gift cards (check current terms). Prescription medications and some regulated items may not earn points. Check the PC Optimum app or in-store for items excluded from earn."

"When are Shoppers Bonus Redemption Days?"

"Shoppers Drug Mart Bonus Redemption Days typically occur 4–6 times per year around major holidays and shopping events. Dates are announced via the PC Optimum app, email, and in-store signage. Check the PC Optimum app regularly to be notified of upcoming events."

PC Optimum at Shoppers Drug Mart: Earning Guide Canada 2026

Shoppers Drug Mart is one of the two pillars of the PC Optimum programme — alongside Loblaws-banner grocery stores. With over 1,300 Shoppers locations across Canada and a broad product mix (beauty, pharmacy, household, food), Shoppers is where many Canadians accumulate significant PC Optimum balances.

Earn Rates at Shoppers Drug Mart

Payment Method	PC Optimum Earn Rate	Effective Return
PC Financial World Elite Mastercard	45 pts/$1	4.5%
PC Financial World Mastercard	30 pts/$1	3.0%
PC Financial Mastercard	25 pts/$1	2.5%
Any other card (app scan only)	~15 pts/$1	1.5%
No app, no PC Financial card	0 pts	0%

Earn rates at Shoppers Drug Mart may differ from Loblaws grocery stores. Always scan your PC Optimum app.

Note: Shoppers Drug Mart may earn at a different base rate than Loblaws grocery stores (check pcoptimum.ca for current rates). The PC Financial card rate at Shoppers is typically the same as at Loblaws-banner grocery stores.

What to Buy at Shoppers to Maximise Points

High-earn opportunities at Shoppers Drug Mart:

Beauty and personal care — skincare, haircare, cosmetics, fragrance. Shoppers Beauty Boutique locations have a particularly wide selection. Higher purchase values = more points.
Vitamins and supplements — often have bonus point promotions in the PC Optimum app.
Household and cleaning products — earn at standard rate; look for bonus offers.
Gift cards — Shoppers sells third-party gift cards. Check current terms as earning on gift cards may be restricted.
Prescription refills — PC Optimum may offer bonus points for prescription transfers or new prescriptions at Shoppers Pharmacy (check current promotions).

Bonus Redemption Days: The Best Shoppers Strategy

Shoppers Drug Mart Bonus Redemption Days are the most powerful PC Optimum opportunity. On these events, you can redeem points at enhanced value on eligible purchases at Shoppers.

Best items to purchase on Bonus Redemption Days:

Beauty products: High-value items like skincare sets, perfume, or professional haircare give you the most points-savings per redemption
Large household restocks: Paper towels, cleaning supplies, personal care stockups
Vitamins and supplements: Especially on items you regularly buy

Strategy: Accumulate PC Optimum points throughout the year (via PC Financial card at Loblaws and Shoppers). When a Bonus Redemption Day is announced, plan a Shoppers trip for high-value purchases you need — and use your accumulated points at the bonus rate.

Shoppers Drug Mart PC Optimum App Offers

The PC Optimum app provides personalised weekly offers for Shoppers Drug Mart, including:

Bonus points on specific brands or product categories
Spend-threshold bonuses (“Earn 2,000 bonus points when you spend $30 at Shoppers this weekend”)
Points multiplier events tied to weekly sales

Claim app offers before every Shoppers visit. Unclipped offers do not automatically apply at checkout.

Shoppers vs. Loblaws: Different Shopping Strategies

Factor	Shoppers Drug Mart	Loblaws Grocery
Best purchases for points	Beauty, personal care, vitamins	Groceries, household staples
Bonus events	Bonus Redemption Days (4–6/yr)	Regular weekly app offers
Base earn (PC World Elite)	45 pts/$1	45 pts/$1
Best time to spend	During Bonus Redemption Days	Anytime (clip app offers weekly)

Earn rates, offer terms, and Bonus Redemption Day schedules are subject to change. See pcoptimum.ca. See our Advertiser Disclosure.