TD Rewards is TD Bank’s flexible travel rewards programme, available on TD First Class Travel and TD Platinum Travel Visa Infinite cards. Unlike airline-specific programmes (Aeroplan, WestJet Rewards), TD Rewards points book travel through the Expedia for TD portal — meaning any hotel, flight, or car rental available on Expedia can be paid for with TD Rewards points.
TD Rewards Credit Cards
| Card | Annual Fee | Earn Rate | Best For |
|---|---|---|---|
| TD First Class Travel Visa Infinite | $139 | 8 pts/$1 via Expedia for TD; 6 pts/$1 on groceries/restaurants/recurring; 2 pts/$1 everywhere | Best all-round TD Rewards card |
| TD Platinum Travel Visa Infinite | $99 | 6 pts/$1 via Expedia for TD; 4.5 pts/$1 on groceries/recurring; 1.5 pts/$1 everywhere | Mid-tier; lower annual fee |
Both cards require a minimum income of $60,000 personal / $100,000 household income.
How TD Rewards Points Work
TD Rewards points are primarily redeemed through Expedia for TD — TD Bank’s co-branded Expedia travel portal. Key redemption values:
| Redemption Method | Value per Point |
|---|---|
| Expedia for TD (flights, hotels, cars) | 0.5¢/pt |
| Amazon.ca purchases | 0.25¢/pt |
| Statement credit (travel) | 0.5¢/pt (travel purchases only) |
| Gift cards | 0.25¢/pt or less |
Best value: Always redeem through Expedia for TD to get the maximum 0.5¢/pt rate. Gift cards and merchandise are poor value.
Earn Rate Comparison
On the TD First Class Travel Visa Infinite:
- 8 pts/$1 via Expedia for TD = effective 4% return on travel bookings
- 6 pts/$1 on groceries, dining, and recurring bills = effective 3% return
- 2 pts/$1 everywhere = effective 1% return
On the TD Platinum Travel Visa Infinite:
- 6 pts/$1 via Expedia for TD = 3% return on travel
- 4.5 pts/$1 on groceries and recurring bills = 2.25% return
- 1.5 pts/$1 everywhere = 0.75% return
Expedia for TD: The Redemption Portal
Expedia for TD is a version of Expedia built for TD cardholders. You book any publicly available flight, hotel, or car rental and pay with TD Rewards points (at 200 pts = $1). Advantages:
- Any airline, any hotel — not restricted to one airline programme
- No blackout dates — any available Expedia inventory
- Pay with points + cash — split the booking any way you like
- Standard Expedia protections — cancellation and change policies apply
The downside: 0.5¢/pt is a fixed, modest value — far below what you can achieve with Aeroplan or Amex MR on premium cabin redemptions.
TD Rewards vs. Aeroplan
| Factor | TD Rewards | Aeroplan |
|---|---|---|
| Currency | TD Rewards points (fixed 0.5¢/pt) | Aeroplan points (variable 1–5¢+/pt) |
| Booking platform | Expedia for TD | Aeroplan reward chart + Air Canada |
| Maximum value | ~4% on travel bookings | 10–20%+ in business class |
| Complexity | Very simple | Moderate to high |
| Any airline | Yes (via Expedia) | Star Alliance + partners |
| Best use case | Flexible travel booking; hotel + car | Air Canada flights; premium cabins |
TD Rewards suits Canadians who want simplicity — no award charts, no airline restrictions, no blackout dates. Aeroplan is better for those willing to optimize for maximum redemption value.
TD Rewards Expiry
TD Rewards points do not expire as long as your TD credit card remains active and in good standing.
In This Section
- How TD Rewards Works
- TD Rewards Points Value — What Are They Worth?
- Best TD Rewards Redemptions
- TD First Class Travel vs TD Aeroplan Visa Infinite
- TD Rewards vs Scene+ — Which Is Better?
Related Guides
- Best Rewards Credit Cards in Canada
- TD First Class Travel Visa Infinite Review
- TD Aeroplan Visa Infinite Review
- Scene+ Programme Guide
- Aeroplan Guide for Canadians
TD Rewards programme terms, earn rates, and redemption values subject to change. Verify at td.com. See our Advertiser Disclosure.