Skip to main content

Which Canadian Credit Cards Reimburse the NEXUS Card Fee? 2026

Updated

The NEXUS trusted traveller card costs $50 CAD per person every 5 years. Several Canadian credit cards include a statement credit that reimburses this fee — making your NEXUS card essentially free if you hold the right credit card.

Cards That Reimburse the NEXUS Fee

CardAnnual FeeNEXUS CreditFrequencyIncome Req.
Amex Platinum Card$799$100Every 4 yearsNone stated
Amex Aeroplan Reserve Card$599$100Every 4 yearsNone stated
TD Aeroplan Visa Infinite Privilege$599$100Every 4 years$150K personal
CIBC Aeroplan Visa Infinite Privilege$599$100Every 4 years$150K personal
CIBC Aeroplan Visa Infinite$139$100Every 4 years$60K personal

The CIBC Aeroplan Visa Infinite: The Best Value NEXUS Credit

At $139/year with a $60K income requirement, the CIBC Aeroplan Visa Infinite is the only mid-tier Canadian credit card (under $150 annual fee) that includes NEXUS reimbursement.

Comparison with TD Aeroplan Visa Infinite ($139):

  • Both cards earn 1.5x Aeroplan on grocery, gas, and Air Canada
  • Both cost $139/year
  • CIBC includes NEXUS reimbursement; TD does not

For frequent Canada–US travellers who are choosing between these two cards, CIBC wins on this benefit alone. The $100 NEXUS credit covers the full cost of one NEXUS application (or one renewal) per 4-year cycle.

How the NEXUS Reimbursement Works

  1. Apply for NEXUS at a Trusted Traveller Programs enrollment centre or at nexus.cbsa-asfc.gc.ca (online conditional approval, then in-person interview)
  2. Pay the $50 NEXUS fee with your eligible credit card (CIBC, Amex, or TD Privilege)
  3. Receive a statement credit — typically within 1–2 billing cycles after the NEXUS fee posts
  4. No action required beyond paying with the card — the credit is automatic for eligible cards

Important: The NEXUS fee must be paid on the eligible credit card. Paying with another card will not trigger the credit.

What the $100 Credit Covers

ScenarioCoverage
One adult NEXUS application$50 CAD — credit more than covers it
Two adults on the same account (primary + additional cardholder)$100 ÷ 2 = each person’s $50 fee fully covered
NEXUS renewal (every 5 years)$50 — credit covers one renewal per 4-year cycle

The 4-year credit cycle vs. the 5-year NEXUS validity means the credit doesn’t perfectly align — but most cardholders will use it once per card anniversary cycle and find it fully covers one NEXUS transaction.

Cards Without NEXUS Reimbursement (Notable Omissions)

CardAnnual Fee
TD Aeroplan Visa Infinite$139
RBC Avion Visa Infinite$120
Scotiabank Passport Visa Infinite$150
BMO eclipse Visa Infinite$120
Scotiabank Gold Amex$120

If NEXUS reimbursement is a priority, none of these popular cards provide it.

Fee amounts and reimbursement terms current as of June 2026. NEXUS fee set by CBSA. Verify terms at cibc.com and americanexpress.ca. See our Advertiser Disclosure.